How I exploited a loophole in a system – Medium

"How I violated terms of service, defected on a prisoner's dilemma, and likely committed fraud to make some extra spending cash."

The ending is really weird. It's supposed to be introspective, but the supposed problem is that he's changed his relationship with money by getting so much of it by disreputable means, rather than considering that maybe what he was doing wasn't a good thing.

How old do you have to be to have a Medium account?

If by loophole you mean fraud...