Earlier quoted context omitted.
> it's hard to imagine Trump and the current Republican party without Fox News. Not Twitter and the Internet? As a non-boomer that's been the majority of the activity I've seen from people around my age.
Ya, I wonder how younger Trumpers are organizing, surely not FoxNews. Twitter/X, those weird social networks popping up...they seem to be really really active in trolling facebook.
Using AI to negotiate a $195k hospital bill down to $33k
921–930 of 954 posts
Re: Using AI to negotiate a $195k hospital bill down to $33k
#922Earlier quoted context omitted.
I don’t think she likely had to pay a dime and wouldn’t have faced any consequence besides a few months of annoying calls. Her credit score wouldn’t have even been impacted. I think given this story they totally messed up.
> besides a few months of annoying calls. normalizing harassment and fraud, great
Re: Using AI to negotiate a $195k hospital bill down to $33k
#923I fought insurance over this past summer after they declined covering a life saving surgery for my 6-year-old child at the last minute. We were in despair that my child's life was at risk each day we waited because of insurance incompetence. ChatGPT literally guided me through the whole external appeal process, who to contact outside of normal channels to ask for help / apply pressure, researched questions I had, hel…
The US healthcare system sounds horrific
Re: Using AI to negotiate a $195k hospital bill down to $33k
#924Earlier quoted context omitted.
> Very uncharitable way to phrase that, American second language prevalance is similar to other English dominant countries like the UK or the Australia. No. Yours is uncharitable because it has got nothing to do with how many languages you speak. This is not a multiglot competition. The only point being made is that someone with a fair amount of American exposure will have a head start emigrating to America compared…
"No. Yours is uncharitable because it has got nothing to do with how many languages you speak. This is not a multiglot competition." I was referring to this specific part of the comment I replied to: "Americans are averse to learning languages as opposed to other people". My response is a very accurate explanation of the reasons why this is a) an unfair way of looking at things, and b) not unique to Americans. What a…
Okay that’s fair. I glossed over that part.
> The situation I described has occurred to me more then once, even after I tried to communicate in the local language.
Your interpretation of the chain of events perhaps.
One person goes to a country and meets kind strangers. “Wow, these people are nice to strangers”. Another person has the same experience. “Wow, these people must love me or X attribute.”
> English speaking is a flex in a lot of the world and poor English is embarrassing. The desirability and prevalance of English may upset you, but it is objectively true. You can get English teaching jobs and find plenty of English speakers all over the planet. The same is not true for any of the other languages I mentioned in my post.
I’m very upset that I speak English fluently. It really inconveniences me. > Lmao, why are you so angry? I grew up in Australia and south east asia.
Do you know what a comparison is? I did not call you an American. There’s no reason to take offense.
Re: Using AI to negotiate a $195k hospital bill down to $33k
#925Earlier quoted context omitted.
[flagged]
This frame assumes several things: 1. Americans are not displeased with the situation. Ironically, I think this is one place most Americans agree there is a problem. The solution is the hard part because: 2. This presumes a drop-in solution where no one loses. This is where the fight is. 3. This presumes that democracies do what is logical or beneficial for the vast majority, which is a very naive view of democracy.
https://www.techdirt.com/2025/10/22/more-than-170-u-s-citize...
Re: Using AI to negotiate a $195k hospital bill down to $33k
#926Earlier quoted context omitted.
The preceding comment was discussing HDHPs, which depend on HSAs.
You think it's obvious that "lesuorac" was scoping their comment to people that have an FSA with an HDHP? Doesn't read that way to me.
My post does seem a bit weird after their edit but at least one person learned something.
Re: Using AI to negotiate a $195k hospital bill down to $33k
#927Earlier quoted context omitted.
There are aptitude tests of some kind and quotas for all good universities everywhere in the world. Harvard won't admit 100k students in a year if they randomly decide to join, nor will they accept a student without a stellar record (apart from legacy admissions, of course). And I would bet you whatever you want that you'll get a much better salary fresh out of college in Europe with a bachelor's from the Technical U…
We're not talking about private universities, we're talking about public universities that have plenty of room for whatever major you choose.
Of course, there is some room between these extremes, especially for unpopular subjects where you hardly even get enough students to fill up a professor's time. And in those cases, you'll also see that EU systems will essentially accept anyone. Typically, for uncompetitive universities and subjects (majors), the only condition is to have passed (gotten at least 50%) for the local equivalent of the SATs - a very low bar.
Re: Using AI to negotiate a $195k hospital bill down to $33k
#928Earlier quoted context omitted.
For $100k, you could pay the tuition fees for 4-10 (depending on exact school choice) of the best universities in Europe outside the UK combined - and I'm talking of the foreign student fees, not the much lower tuitions that EU citizens get.
That's great, but you've missed my point. I get payed more in the US, so I can afford the extra cost for university. And once that university bill is paid, I can pocket the extra. There are still reasons why high university costs can be a problem. Teachers, for example, don't get paid near enough to be able to cover university costs in a few years like I was able to. But becoming a teacher requires just as much inves…
Not to mention, I also gave the example of the tuitions for a Swiss university, and Swiss salaries are typically at least comparable to US salaries, even in CS.
Re: Using AI to negotiate a $195k hospital bill down to $33k
#929Earlier quoted context omitted.
You can use the difference in comp to buy a Cadillac level plan with zero deductible, zero out of pocket max. You won’t be going bankrupt.
Does such a thing exist these days? If so I can't find it. More importantly, it doesn't solve the real problem. You're still subject to the same system. Fighting for prior authorizations, staying in-network, and navigating all the other administrative friction. More than likely they'd find a way to make you go bankrupt rather than pay up. That or deny till you die.
I’m on the cheapest plan my company negotiated and my premiums are basically zero, because I’m young enough that most years I don’t spend more than a thousand bucks on health care (for me and my kids). Couple years ago I did hit the out of pocket max, though, and they did indeed cover everything from that point at 100%. I would never have gone bankrupt.
Re: Using AI to negotiate a $195k hospital bill down to $33k
#930Earlier quoted context omitted.
You can use the difference in comp to buy a Cadillac level plan with zero deductible, zero out of pocket max. You won’t be going bankrupt.
This helps with the denials how exactly? You can pay a lot of money in premiums, have a $0 deductible, and now OoP maximum, and still end up having claims denied.
I realize some people are stuck with UHC. I’d turn down a job unless it was perfect in every other way and paid extremely well if they only had UHC plans.