Earlier quoted context omitted.
If you read the founder of the "feminist" group she thinks that 50 shades is the equivalent of the book of Satan but about raping women.
There's a book of Satan?
Valve confirms credit card companies pressured it to delist certain adult games
901–910 of 967 posts
Re: Valve confirms credit card companies pressured it to delist certain adult games
#902Re: Valve confirms credit card companies pressured it to delist certain adult games
#903Earlier quoted context omitted.
You could just ask, "why do payment processors pressure content vendors not to offer this kind of content". You're starting from the premise that there's some weird puritan thing happening, but there's really nothing puritan about American business culture. There are other explanations! You can get a long ways just by assuming that the people involved in these transactions are utterly amoral .
Utterly amoral people would need even more reason to not serve basically anyone. Since I know I don’t give a shit, the only thing I can assume is that it’s people that generally oppose what I think is perfectly acceptable. Since the processors don’t actually care, they must simply believe that dealing with these annoying people is not worth the effort, compared to just not serving stupidly marginal markets. But the t…
What Thomas is hinting at is that these products are unprofitable for the payment processors.
So it’s not even that the controversy is not worth the effort. It’s that it literally costs them money to deal with.
The sex taboo may not make sense, but it exists. And it makes people behave in ways that creates problems for lending to them, specifically fraud and chargeback rates are demonstrably higher.
Re: Valve confirms credit card companies pressured it to delist certain adult games
#904Earlier quoted context omitted.
Yes, stable-coins do. But if you have a crypto where the entire point seems to be "it should be worth more tomorrow than today", then it is stupid to use it to transact in rather than to hoard. On the other hand, stable-coins suffer the same problems as visa. They're centralised, and subject to zealous regulations.
I expect my index funds to be worth more tomorrow than today (on average), but still manage to pay for things with USD. If buying, selling and transacting fees are low enough, I don't see why bitcoin's (to pick one) value changes would matter much.
Well that's the point isn't it? You don't buy an index fund in order to transact in it.
On-ramp has costs, then transaction has costs. And in my country at least, selling crypto (which is what you're doing when you buy something with it) is a taxable transaction. So now I have to keep all my transactions and report them to HMRC each year if I do that.
It's not going to happen. If people wanted to transact in crypto, they'd be doing it by now, it has had more than enough time.
Re: Valve confirms credit card companies pressured it to delist certain adult games
#905They did the same to Dlsite, a while ago, made them rename all the tags and then delist lolige, but more notably alot of games with sailor uniforms and/or high school character/settings.
If you think it's illegal under PROTECT then you should enforce the law, not use credit card companies to force people to use a VPN. And if it's illegal it should be illegal everywhere, not just where people are paying rather than sharing. Clearly if many people are paying for a work it's less likely to be obscene
Re: Valve confirms credit card companies pressured it to delist certain adult games
#906[dead]
Re: Valve confirms credit card companies pressured it to delist certain adult games
#907Earlier quoted context omitted.
> And the idea that physical money primarily aids social fraud, money washing and other illegal activities is pretty well established. They even killed the 500€ bank note, because it was almost exclusively used by criminals and most normal people never even touched one, much less used one for legit transactions. At least in Germany in particular older people prefer to pay cash if possible - this gives the banks also…
A vocal minority are freedom loving. A significant number are hooked on consumer debt. I feel like any sweeping generalization is going to be wrong… especially when referencing the USA which is basically 50 countries and has a population exceeding all of Western Europe.
> especially when referencing the USA which is basically 50 countries and has a population exceeding all of Western Europe.
Germany is basically 16 countries (federal states [Bundesländer]). Europe is a whole countinent - here a suitable American analogue miht be USA+Canada+Middle America. Or if we talk about the EU, a suitable analogue would be NAFTA (the EU also started as a set of free trade agreements).
Re: Valve confirms credit card companies pressured it to delist certain adult games
#908Earlier quoted context omitted.
I haven't, I will definitely explore it. Quick read on it seems very promising. Have you or anyone here any API in EU for getting payments directly to your bank account? I have started a discussion on this on OPH[1], I welcome any information on direct banking API in Europe in that discussion. [1] https://github.com/abishekmuthian/open-payment-host/discussi...
It sounds like you're about to reinvent Sofort, a (now defunct, or sold off at least) payment system that first worked on reverse engineered online banking and then PSD2 to mutually verify direct bank transfers.
Thanks for the information, Seems like Klarna the company which acquired Sofort and shut it down offers a similar service called "pay in full".
Re: Valve confirms credit card companies pressured it to delist certain adult games
#909Earlier quoted context omitted.
I'm not sure which European country you're talking about, but in France most transaction are now done by card. Yes it's mostly debit cards, but they're still handled almost exclusively by Visa and Mastercard. Many banks have tried to start other electronic payments independent from those 2 (for example Wero) but it doesn't really get any traction. So I don't see how the duopoly is any less powerful here.
In Poland there is Blik which got huge traction
...which is why saying "in Europe" makes no sense. There are so many differences between countries.
Re: Valve confirms credit card companies pressured it to delist certain adult games
#910Earlier quoted context omitted.
I'm not sure which European country you're talking about, but in France most transaction are now done by card. Yes it's mostly debit cards, but they're still handled almost exclusively by Visa and Mastercard. Many banks have tried to start other electronic payments independent from those 2 (for example Wero) but it doesn't really get any traction. So I don't see how the duopoly is any less powerful here.
Cards and transfers are different things though. What I have seen from Wero (released to the public) are Peer to Peer transfers, so if you don't need to transfer money to a person, Wero will not help you for now. Some card fees are capped by the EU: https://www.visa.co.uk/about-visa/visa-in-europe/fees-and-in... , quoting "From 9 December 2015, European regulation on interchange fees (Regulation (EU) 2015/751 of the…
Businesses can also accept Wero payment by QR code. Although I don't think many do.