Earlier quoted context omitted.
Dude. 1Password. Switching to using it for everything was one of the single smartest things I did this year. I agree with you about the wider industry problem, but for your own personal use just start using a password manager. Just do it.
I got screwed by a password manager that got deleted during upgrading a hard drive. Never again
You didn't get screwed by a password manager, you got screwed by a bad backup policy..
Sorry to be pedantic - and I feel your pain for losing your data - but there you go..