You are part of a society. You exist and thrive because of that society. Otherwise you’d have had to fend for yourself: no healthcare, no education, no roads, no refuse collection, no security, etc. etc.
People who think they have no obligation to contribute to the running of society are delusional and utterly selfish.
I am assuming you’re American, because it is always Americans who have this selfish individualistic view of the world. Seemingly all cooperation or altruism is communism. It’s a national sickness.
Government exists to do the difficult things that individuals or corporations can’t or won’t do. Like build a road network, provide security, or educate the nation’s children (for all, not just you). They have the buying power of a nation, something an individual, local group, or company could t achieve. And they often have the legal authority to do things that individuals or companies cannot (compulsory purchase of land when building a railway or road, for example)
And the most effective way of paying for it is through a ‘national insurance scheme’ aka tax.
And honestly, who cares about Malta? That’s just blatant whataboutism. Malta is a country of 500,000 people. How they raise funds to pay for their infrastructure isn’t important. The point is, they have to do it one way or another. A tourist destination like Malta could be better off with a tourism tax (assuming there are more hotel rooms than residential properties). The end result is the same.
If you want a functioning society it is better to do it formally, rather than ad-hoc (for all but the smallest societies). Because otherwise the bureaucratic processes end up being repeated and become burdensome and in the worst cases descends into factionalism and tribalism. And the ad-hoc approach would certainly lead to inconsistency of provision. That can range from ‘a bit inconvenient’ to societal breakdown between the ‘haves’ and ‘have nots’.
Is Government perfect? Of course not, but replacing it with an anarchic “I’m alright Jack” free-for-all is madness. It is better to work on the focus of what government is for and how to build the correct incentives for high performance.