Earlier quoted context omitted.
MacOS X prompted users for their passwords in 2001. Microsoft's implementation was (twenty years later still is) a joke because it prompted users to hit enter or click a button.
Only if you configure it like that, you can make it ask for a password, and on more recent versions of Windows 11, optionally, a single use token. Ironically Apple just recently added the same simpified approach.
It is the default (unless they changed it in the last 2 years or so). I know for a fact that my PC and Laptop don't ask for my password and I know for a fact that I reinstalled Windows on my laptop less than 2 years ago and changed nothing regarding the UAC prompt (the closest that is even remotely close is enabling sudo in the settings).