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PayMill, Stripe clone, rolls out silently across Europe

paymill.com

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Re: PayMill, Stripe clone, rolls out silently across Europe

#92

At Spreedlycore we support 40 + payment gateways. (our target audience are developers/applications that need to work with more than one payment gateway) No one's asked us about PayMill yet. It'll be interesting if they do. It worries me when the first two sentences contradict each other: "Paymill enables you to offer credit card payments on your website within a short time. There is no waiting time" Which one is it?…

About the contradiction: you are right, it sounds a bit strange in English. We'll correct that. But what we mean is: you can start integrating the solution right away in "test mode", no need to wait till your activation is processed. In a couple days, your activation is processed and you can start receiving money for real.

Thanks for the clarification.

Re: PayMill, Stripe clone, rolls out silently across Europe

#93

This was created by the Samwer brothers, who have an interesting history of cloning sites and flipping them, often to the company they cloned: http://www.wired.co.uk/magazine/archive/2012/04/features/ins... So, proceed with caution if you decide to use them. (That being said, I wonder if Stripe will just buy them in order to get European payments working?)

People keep saying "Stripe, come to Europe!" and "Why isn't there something like Stripe in Europe." A competent company with a track record of success finally builds a good approximation of the Stripe experience for Europe, so why should developers be cautious? Have they shut down companies when they haven't been acquired?

Re: PayMill, Stripe clone, rolls out silently across Europe

#94
post #81

Earlier quoted context omitted.

I bet they aren't officially recognized by USA either, you can still buy Coca-Cola there. Seriously, I come to think IT products are inferior to physical products in the terms of being able to distribute and make them available regardless of politics.

I suspect citizens of Iran, North Korea, China and the old USSR would disagree with that last sentiment. Ooh! And the US (Cuban cigars).

Do you think there are no iPhones in Iran or North Korea? Hint: there are.

Even in USSR people managed to smuggle enough British LPs and Japanese tape recorders to kickstart a Rock movement. It's not that hard.

Compare this to major IT services (Amazon, iTunes, movie streaming) not available in quite a few otherwise rich and democratic, albeit small, countries; or even only available in a selected few of countries.

Re: PayMill, Stripe clone, rolls out silently across Europe

#95

At Spreedlycore we support 40 + payment gateways. (our target audience are developers/applications that need to work with more than one payment gateway) No one's asked us about PayMill yet. It'll be interesting if they do. It worries me when the first two sentences contradict each other: "Paymill enables you to offer credit card payments on your website within a short time. There is no waiting time" Which one is it?…

> No AMEX or Discover which isn't the terrible but worth noting vs other options For what it's worth, AMEX is uncommon in my EU country (and I say that as someone who uses AMEX) and I wouldn't be surprised if it's just as rare throughout the EU. I have literally never seen a Discover card.

I've never seen Discover either and it's quite normal to see AMEX not being accepted at small retailers in the UK

Re: PayMill, Stripe clone, rolls out silently across Europe

#96

Earlier quoted context omitted.

First result on Google - but here it is anyways: http://www.pcicomplianceguide.org/pcifaqs.php#1

You don't have to be PCI compliant to use Paymill, due to our "javascript bridge" solution. In short: the payment details never touches your server, removing the PCI compliance requirement.

Any merchant that accepts credit card payments must be PCI compliant. Even if cardholder data never touches the merchant's servers, the merchant still falls under the scope of SAQ A[1].

1: https://www.pcisecuritystandards.org/documents/pci_saq_a_v2....

Re: PayMill, Stripe clone, rolls out silently across Europe

#97

At Spreedlycore we support 40 + payment gateways. (our target audience are developers/applications that need to work with more than one payment gateway) No one's asked us about PayMill yet. It'll be interesting if they do. It worries me when the first two sentences contradict each other: "Paymill enables you to offer credit card payments on your website within a short time. There is no waiting time" Which one is it?…

The lack of AMEX and Discover seems irrelevant to me. The lack of local cards however is a major issue for some European countries, depending on what you sell. If I where to use Paymill, I would still need someone to handle payments on local Danish cards. From the look of the API is also seems like Paymill wouldn't be of any use if you ship physical products. Some European countries don't allow you to charge the cust…

They do have pre-authorization: https://www.paymill.com/en-gb/documentation-3/reference/api-...

It says you can trigger the capture to fire a bit later, though you'd probably want that to happen when you ship an order -- which you can do with the API by creating a new Transaction from your preauthorization: https://www.paymill.com/en-gb/documentation-3/reference/api-...

Re: PayMill, Stripe clone, rolls out silently across Europe

#98

Do I have to be PCI compliant if I use them?

Anybody involved with credit cards needs to be "compliant" The question is not yes or no but always around "Scope" Solutions that effectively use hosted payment pages (or even better in some ways a transparent redirect) so that the card data don't touch your servers usally allow you to just complete a SAQ-A (a self assessment one or two pager) So you must always be compliant but something like this (Stripe, Braintree etc) allows you to minimize scope to the SAQ-A level typically. (Caveats apply. You could build the best application in the world but if your support people start taking credit cards over the phone to help out customers who are struggling and 'set them up' you of course broaden your scope immediately so common sense still applies)

Re: PayMill, Stripe clone, rolls out silently across Europe

#99
post #77

This connection is untrusted. The certificate is only valid for the following names: .paymill.de , paymill.de http://i.imm.io/Lcpp.jpeg Anyone else getting this error?

We're working on that, thanks for the hint. We noticed that problem on wednesday, should be fixed at the beginning of the next week (from 12th on). Alternatively you can hit our website with paymill.com without entering https in your URL.

I tried that but I'm being redirected: http://i.imm.io/LhSg.jpeg

Re: PayMill, Stripe clone, rolls out silently across Europe

#100

At Spreedlycore we support 40 + payment gateways. (our target audience are developers/applications that need to work with more than one payment gateway) No one's asked us about PayMill yet. It'll be interesting if they do. It worries me when the first two sentences contradict each other: "Paymill enables you to offer credit card payments on your website within a short time. There is no waiting time" Which one is it?…

> It worries me when the first two sentences contradict each other:

I don't think that's necessarily true. The service lets you get payment processing up on your site in a short time. There is no waiting period to get an account set up to receive payments. It makes sense, its just not super specific.

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