Back when Home Power magazine started up, the panels were super expensive, and squeezing out every watt was important. Since high temperatures decrease voltage and output, keeping the panels cool (while baking in the sun!) was top-of-mind for every installation. And right along with learning that critical consideration, everyone also learned the caveat that in the bitter cold, that very same phenomenon means they can produce significantly more. Temperature coefficient was simply something "everyone knew".
Now they're so cheap nobody cares. The magazine shut down because "alternative power" and EVs aren't exactly alternative anymore, you can buy one off the dealer's lot, it's nuts. And the panels are crazy cheap now. If you lose 10% because the panels are hot, it's likely cheaper to just buy 10% more panels, than to redesign your support brackets to allow better airflow. But nobody highlights the phenomenon behind the efficiency loss.
"Everybody knew" that the ratings on the panel are at Standard Test Conditions: 25°C and 1000W/m². That's almost never the conditions in the real world, but it establishes a legal baseline whereby panels can be compared apples-to-apples and advertising kept honest (if anyone cared), but deviate from STC and output will go down, or up. Again, ask today's consumer what the ratings on the label mean, and most of 'em have never heard of STC nor could define how the nameplate wattage is just one point on a curve.
Is this the panel manufacturer's fault? They're labeling things precisely the same as they've labeled them for 40-plus years. (Perhaps there's even more data on the panel label now, as Vmp and Imp are typically specified now, and they weren't always universal.)
Edit to add: The label doesn't typically specify the temperature coefficient, but for every panel I've checked, it is in the datasheet. But who reads datasheets?
Is it the inverter manufacturer's fault? They're labeling things precisely the same as they've labeled them for 40-plus years. The input max is a hard limit where the silicon can take no more, and there's a certain amount of headroom required between that and the panels' max, after compensating for temperature coefficient. Of course you calculate your panel voltage for your local conditions before comparing it to the inverter input, duh!
Everyone knows that! Except now they don't.