Google shuts down GPay app and P2P payments in the US • Hacker News Board

Re: Google shuts down GPay app and P2P payments in the US

#91

Post by houseofzeus » Tue, Jun 11, 2024, 6:01 PM UTC

mycodendral wrote: post #6

taeric wrote: post #3

I know the common joke is that Google made a mess of their messaging apps. I 100% am not clear what the correct app is to be able to do tap to pay from my phone. Kind of comical how hard that is to figure out.

Google Wallet app

Surprised they aren't moving it to Youtube too.

Re: Google shuts down GPay app and P2P payments in the US

#92

Post by kenferry » Tue, Jun 11, 2024, 6:01 PM UTC

jp57 wrote: post #52

lxgr wrote: post #41

Earlier quoted context omitted.

I think it's most likely still going to be sending money "via iMessage" (or more precisely: via a book transfer between two Green Dot Visa prepaid card accounts, addressed by an iCloud address and initiated over iMessage in UX terms).

What is new here exactly? This is AppleCash, which has been around for years.

It’s brokered via NFC now. Tap to pay with no business account.

Re: Google shuts down GPay app and P2P payments in the US

#93

Post by kragen » Tue, Jun 11, 2024, 6:04 PM UTC

tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

you need to pick one that isn't owned by a company or government that can shut it down. currently, of these, bitcoin seems to have the widest adoption

Re: Google shuts down GPay app and P2P payments in the US

#94

Post by CobrastanJorji » Tue, Jun 11, 2024, 6:05 PM UTC

shadowgovt wrote: post #27

xyst wrote: post #14

[flagged]

In the US. Apparently it's doing great in India?

That's confusing. If it's doing really well in at least one large country, surely the effort of keeping the lights on in other countries is reduced?

Re: Google shuts down GPay app and P2P payments in the US

#95

Post by upmind » Tue, Jun 11, 2024, 6:05 PM UTC

thisisauserid wrote: post #88

Due to a series of silly events, my balance is negative $900 for the last six years. I assume they'll just eat it. Thanks, Google!

Lmk what happens to this, that's hilarious!

Re: Google shuts down GPay app and P2P payments in the US

#96

Post by mountainofdeath » Tue, Jun 11, 2024, 6:06 PM UTC

kenferry wrote: post #92

jp57 wrote: post #52

Earlier quoted context omitted.

What is new here exactly? This is AppleCash, which has been around for years.

It’s brokered via NFC now. Tap to pay with no business account.

Yes and no. It's still a cash-equivalent transaction, requiring you to either have an Apple Cash balance and/or an attached checking account or debit card (in the USA at least).

Re: Google shuts down GPay app and P2P payments in the US

#97

Post by wbkang » Tue, Jun 11, 2024, 6:08 PM UTC

thisisauserid wrote: post #88

Due to a series of silly events, my balance is negative $900 for the last six years. I assume they'll just eat it. Thanks, Google!

I feel like the typical Google answer to this would just be to shut down your account D: fingers-crossed that it doesn't happen

Re: Google shuts down GPay app and P2P payments in the US

#98

Post by jjice » Tue, Jun 11, 2024, 6:08 PM UTC

kyrra wrote: post #16

ado__dev wrote: post #2

Are we back to Android Pay now? or is it Google Pay? Or are they stopping p2p altogether?

(googler, opinions are my own. I work in this space). There are 2 apps here, and their functionality varies by country. Google Wallet is more closely tied into the OS to handle tap-and-pay functionality. In the US (and most of the world), management of your cards happens within the Wallet app (this includes Mobile Drivers License, which works at TSA in airports). Google Pay has been through a rollcoaster in the US. W…

I really appreciate this breakdown! This is so much better than the searching I did on my own about a month ago.

Re: Google shuts down GPay app and P2P payments in the US

#99

Post by zorowithenma » Tue, Jun 11, 2024, 6:08 PM UTC

tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

In India we have a thing called upi which let's us send money from one bank acc to other one, it doesn't matter which app we are using. We can send money from gpay to whatsapp, phonepe, etc. The transactions are directly made via banks and not the app wallets which is much easier to use.

Re: Google shuts down GPay app and P2P payments in the US

#100

Post by mountainofdeath » Tue, Jun 11, 2024, 6:10 PM UTC

tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

When I was in China, the government issued an edict that basically said "merchants of a certain size must accept AliPay/WeChat Pay/UnionPay CloudPay universally". All of the above are almost identical "Scan my QR code" to pay.

It would be nice to have such an edict, forcing compatibility outside of the ACH system but it will never happen.