Aren't they operating under a lot of constraints? The comparison should be with human drivers operating under similar conditions and on similar roads, similar cars(eg. new ones), weather conditions etc. Plus they have a fleet of support folks and standby remote and dispatchable operators which cannot be cheap, we get no insight into the financials except that they're losing several billion dollars a year. If at the e…
Part of being a safe driver is knowing when it's not safe to drive and resisting pressure to drive anyway.
But honestly, you have to have enough money to be able to lose your job to do that. It isn't always possible for you to miss work. All it takes to have bad attendance is a strict policy and a child that needs numerous doctor appointments. Or low pay and no paid time off when you can't get to work.
It is easy to resist pressure when you are talking a fun night out, but not so easy when the outcome could be utilities shutting off, less food, and so on.