Earlier quoted context omitted.
Changing a number is not the same as changing code. I haven't really kept up with V3 but earlier versions had no tokens or governance and were very successful. They're at least an existence proof that defi protocols can be completely autonomous.
How is changing a number not changing the code? The autonomous claim that you have made more than once, whether true or not, does not change the fact that the smart contract is doing money transmission.
So what if it does? Are you going to put a smart contract in jail? I'm saying there's no human doing money transmission.