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I'm a co-founder and CTO at Mercury. We have some amazing frontend UI (the onboarding flow especially) if you'd like to check it out, and our backend is 100% Haskell. AMA
Meta:
0. How did the co-founders meet?
1. How did you guys come up with the name Mercury?
2. What's the story behind an arab-esque logo?
Thanks.
I am co-founder, CEO of Mercury. Excited to see this on HN. Happy to answer any questions. We set out wanting to: a) deliver an amazing online banking experience for startups b) help entrepreneurs understand their revenues/costs better and succeed c) deliver great financial services. We have a long way to go but are excited to unveil what we have achieved so far. Mercury will provide your startup a FDIC-insured check…
It's also incredible how far behind all banks are with simple things like being able to search your transactions over a decent amount of time.
Good luck and I genuinely hope the free and open to all model proves to be sustainable.
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Are you folks integrated with Quickbooks or Xero yet? I didn't see any info on the website. Are there mobile apps? Mobile check deposit? If so, any limits on it?
Quickbooks/Xero - We do a compatible data export for them. Which works okay for our bookkeepers (Pilot). We are working on integrating with their bank aggregator. Xero will be done pretty soon. Quickbooks, I don't have an ETA on. Mobile apps - coming soon. Any particular features you would like to see. Check deposits - will be live on the website first, early next week. Limits - For most types of transactions they ar…
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Why the .co rather than a .com?
The .com was unbeknownst to us one of the highest selling domains of all time. I’m sure the public lists I’ve seen are inaccurate, but it ranks at around 100 after selling for a little over a million.
For a URL shortner or microblog, the TLD doesn’t really matter much. But for something like a bank it’s important. There’s also the long term problem of users typing the .com and getting sent elsewhere (again particularly nasty for a bank).
Do you have or can you add real check and ACH withdrawal security? I want my bank to decline all externally initiated withdrawals unless explicitly authorized. In other words, when I write a check, I want to tell my bank, and if someone tries to cash a check drawn on my account, I want it to be rejected. The same should go for ACH debits. This might be harder, but it would be even better if unrecognized debits we’re…
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hemp isn't marijuana (referring to psychoactive cannabis strains), by design. (and less importantly (imo), marijuana is a slang term born from racist origins.[0][1]) I think that you mean 'cannabis related'. Sorry if there is a perceived pedantry on my part; I just think that the distinction is important both conceptually and legislatively, especially given that other countries have understood the distinction between…
Makes sense. Thanks for clarifying. Is hemp a controlled substance federally too?
[0] https://www.fda.gov/newsevents/newsroom/pressAnnouncements/u...
I'm a co-founder and CTO at Mercury. We have some amazing frontend UI (the onboarding flow especially) if you'd like to check it out, and our backend is 100% Haskell. AMA
Congratulations! Meta: 0. How did the co-founders meet? 1. How did you guys come up with the name Mercury? 2. What's the story behind an arab-esque logo? Thanks.
1. Mercury is the Roman god of commerce is the etymology. Jason came up with the name, so I’m not sure of his exact thought process, though
2. The logo is inspired by Roman mosaics
What are the partner rewards mentioned for Tea Room?
We're starting with up to $100k in AWS credit, $1,000 off a 409a and 20% off Pilot bookkeeping for 6 months. More to come. Email me at jason at mercury.co if you want to know more.
Asking because our 409a cost us about $1,200...