Earlier quoted context omitted.
That's not the point. The UI is not appropriate. It makes me feel like I can ask this type of question, where in fact it cannot. I'm sure that if I asked the same question replacing France and US by Norway and Sweden, I'd get the same answer.
You right about that, you ask a difficult question that a even human could not answer correctly as it isn't precise enough. All I actually do know from that question is that it is related to insurance cover abroad. But do you mean car insurance? Travel insurance? Health insurance? As we do not have an intent for "unknown insurance cover abroad" yet, we fail to help you further. This happen sometimes for many contexts…
Pass the Turing test and maybe, just maybe a chat bit interface will make sense