Never owned a car of my own until two years ago. Our car has been hit three times in the last two years. Once totaled on the high way (another drivers fault) and twice while parked. Roughly 50K in damages across the two cars and 3 months in the shop doing repairs. We spent 20K on a new car after the old one was totaled and insurance paid out a fraction of what a similar car would cost. We've paid close to 2K in deduc…
Another anecdote on the other side of this: I've been driving since I was 15 for many thousands of miles and have only been involved in two incidents. Both my fault involving icy roads, but both where so minor that only paint damage occurred (no insurance involved). I live in the north-eastern United States for reference. Edit: I wouldn't say that my driving style is cautious either, I do drive attentively though.
Re: Why we ignore thousands of daily car crashes
#811Kind of similar for me but my cars tend to get hit now and again a lot whilst parked. One time almost written off because it was hit at high speed and the offender kept on going despite leaving several piece of his own car at the scene. The police couldn't do anything because, well, I was insured so 'they can deal with it'.