Earlier quoted context omitted.
There are plenty of other scenarios... The IDA is the heaviest thing they have ever carried in the trunk, AFAIK. Maybe its mounting bracket failed and it impacted the top of the second stage, buckling the LOX tank. A suddenly induced crack allowed some LOX to escape (the initial 'puff'), and the suddenly reduced pressure allowed the rest of the LOX to boil off and the tank to BLEVE, causing the catastrophic failure o…
I can see why you would say BLEVE. But I'm quite curious why there wasn't a huge fireball, at any rate
Looking back at a gif of the incident, there was a pretty impressive amount of fire. Initially when the oxygen hit the first stage exhaust, causing the unburnt RP1 to burn (all the 'extra' flame that appears in the exhaust plume), and then there is a fair amount of fire at the front of the vehicle a second or two later (I assume the second stage RP1 tank failed at that point). Finally there is a large cloud and the rocket vanishes. That's the part that I assume is some sort of FTS, and likely blew the rocket apart with enough force that the prop didn't get a chance to mix.