Earlier quoted context omitted.
I don't think it's a tax bracket thing, or even necessarily a culture/upbringing thing --> I was brought up white-collar working middle class -ish (Eastern European middle-class, which probably doesn't map cleanly to North American middle class; buying a bottle of coke was a Birthday thing), but then was refugee from a civil war for a while, with the appropriate tax bracket. And my grandma certainly instilled much of…
The way I see it is: My time is worth $0 unless I'd otherwise be earning money . So if you're an hourly contract worker, and you would otherwise be billing $100/hr to write code or something, then it makes sense to pay a gardener to mow your lawn and a plumber to fix your toilet, as long as it's less than you're making. But instead, if you'd otherwise just be doom scrolling on your phone or jerking off, you might as…
It sounds like you're saying "pay someone to save you time if you use the time to work, but not if you use the time to relax". One of the best possible uses of money is to save you time, no matter what you use the time for.