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Machine Payments Protocol (MPP)

stripe.com

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Re: Machine Payments Protocol (MPP)

#82

Earlier quoted context omitted.

The good ol' folks at Stripe's collaborators Tempo Labs tried to make an RFC-style description page for MPP: https://paymentauth.org/ (full doc on IETF draft page: https://datatracker.ietf.org/doc/draft-ryan-httpauth-payment... ) I almost was going to point it out as evidence there was thought put into it. Nope, it's flimsy and AI generated. Also, it contains provisions for scamming customers: > 403 indicates the pay…

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Re: Machine Payments Protocol (MPP)

#84
post #29

I feel like the word "protocol", is just abused like it is a glorified marketing term. Kind of like how the word "hacker" was abused in everything else that had nothing to do with hacking. MCP was just a glorified way of tool calling but generated so much hype (and it eventually died down). Now we have MPP. Which again - could have just been another tool call exposed to the agent. Imagine you hire someone who claimed…

"protocol" is just an agreement to communicate in a standardized way. this is a protocol. a tool call exposed to the agent is a protocol - the act of "exposing it to the agent" means you're defining a protocol.

there's nothing wrong with calling this a protocol. the problem is in hyping it up as though every protocol is going to be world-changing on the level of TCP.

Re: Machine Payments Protocol (MPP)

#87
post #11

What does this actually have to do with agents? What does the protocol include that makes this useful with AI rather than just a boring old program?

There's a slightly new topic called Agentic Commerce, where you say for example: "purchase for me the most energy efficient dishwasher with a budget of $600", and the agent will connect via specialized via special MCP Servers and APIs to available stores, and will do the full purchase process for you. This MPP helps bridge the gap between the agent putting the product "in the basket", to actually completing the full…

So, what is an efficient dishwasher, in agentic-speak? Furthermore, what is actual data? How is any data you pull remotely a source of trust to answer my question? Surely not just what is on the manufacturer's website?

Not trying to be snarky here, your problem space must be awfully complex.

Re: Machine Payments Protocol (MPP)

#88
post #10

I guess competition with the Bitcoin equivalent https://www.l402.org/

And https://www.x402.org/

Yep x402 is for any blockchain rather than just Stripe. I use it: it’s like being able to access a service without having to sign up and get an API key.
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