Story time! I actually cancelled my ChatGPT subscription in late 2024 and documented the process, kind of as a social media thing because it had gotten so bad and I realized nobody in my family was using it anymore. I asked my wife if she was getting any use out of it and she told me she had been using Gemini and Grok for months because "GPT is very lazy now". After a while another charge came in for the subscription…
Your credibility is shot when you claim that banks will just give you money. They absolutely do not. In fact, Discover has admitted to me in writing, that they always rule in favor of the Merchant if that Merchant responds to the dispute -- regardless of what their response says. I've dealt with multiple chargebacks over the years and have only ever lost once -- when the Manager at Lowes' showed a check they wrote me…
What, always? Like, literally 100% of the time if the merchant responds at all, they automatically win?
That's very hard to believe. I don't know Discover but I do know Visa and that's not how their system works at all.