Earlier quoted context omitted.
Venmo has a g&s equivalent. Not sure about the others
Venmo banned me for life because I and a friend both signed up a new account to try to send money to each other. The money disappeared, both accounts were locked and they told me I'm never allowed to open a Venmo account again because of my terribly fraudulent money laundering.
But if you ever need to send money to a Venmo account from Paypal, or receive money from a Venmo account in Paypal, you can do so with the Visa+ Payname.
I have some friends who are unbanked and banned from a lot of apps, this little work around has saved a few on occasion.