Earlier quoted context omitted.
> Settings -> Apple ID -> iCloud -> iCloud Passwords & Keychain -> Sync this Mac You clearly didn't even read the article. The whole point was that Apple silently toggled this on without my knowledge or consent.
So do Chrome and Firefox. If you sign into them, they download your saved passwords which were uploaded to their clouds.
It's not the happy path though. We need a tech a company that prioritizes local-first designs.