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Canada 'sleepwalking' into cashless society, consumer advocates warn

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Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#81

Post by lupusreal »

nick_ wrote: post #75
lupusreal wrote: post #64

Earlier quoted context omitted.

[flagged]

Sorry are you trying to imply that the way various levels of US governments responded to recent left-wing protests has some conspiratorial parallel to the way the Canadian federal government responded to a right wing protest? The city of Ottawa's law enforcement officers were ordered to remove the protesters weeks before the federal government stepped in. The cops basically just didn't do their job. The emergency act…

Who said anything about the US government? Left wing protestors get plenty of leeway in Canada but right wing protestors get branded terrorists for being loud. Oh but it "wasn't done lightly", whatever that's meant to mean, so obviously it's kosher.

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#82

Post by agtech_andy »

ryandrake wrote: post #43
olalonde wrote: post #19

Earlier quoted context omitted.

AML/KYC mostly.

Smaller companies are more than able to comply with AML/KYC.

Yes. They just have to pay a few thousand per month to places that do it as a service.

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#83

Post by vasco »

Magi604 wrote: post #45

I feel like it would be easy to just mandate stores to have to allow for cash transactions. It seems simple to enforce too, just walk into a store and try and by something with cash. If not, report/fine. As a Canadian, I also feel like there are so many more pressing issues right now, like housing, employment, inflation, immigration. Does this cash/cashless issue somehow affect one of these things?

They take away your freedom in one area X, and when they want to take away your freedom in another area Y you go, "it's ok, we have bigger problems like X".

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#84

Post by ryandrake »

adamiscool8 wrote: post #69
ryandrake wrote: post #57

Earlier quoted context omitted.

The truckers did had their bank accounts frozen due to their actions, not due to their political opinions.

Their actions were Charter-protected freedom of expression and the freeze was a Charter-breaching unreasonable seizure. >Justice Mosley ruled that “the decision to issue the Proclamation does not bear the hallmarks of reasonableness – justification, transparency and intelligibility – and was not justified in relation to the relevant factual and legal constraints that were required to be taken into consideration” [0]…

I wasn't commenting on the legality of the asset freeze. I was responding to OP's attributing it to "if you decide to hold political opinions that are not in line with the ruling elite." As far as I'm aware, they did not survey the population and then take action against people with the wrong opinions.

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#85

Post by tom_ »

stavros wrote: post #16

I really hate paying by credit card (I don't like asking the bank for permission to spend my own money), but it's so convenient that I can't bring myself to carry cash any more. I have a really nice small wallet that I can store a few notes in, but I need a compartment for That's literally the entire reason I pay by card nowadays, I just don't like carrying coins.

The whole point of a credit card is that you're not spending your own money!

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#86

Post by vundercind »

TheChaplain wrote: post #23
jpnguyen wrote: post #14

Japan has tap payments for public transit and restaurants for decades, while simultaneously being very cash driven. Will be interesting to see how the cash meta evolves with different countries and cultures.

Afaik drug deals are often done cash, so as long as that market exist cash won't disappear I believe.

Big ones, yeah, I bet. Venmo’s huge for the “retail” side. See John Mulaney’s bit in his recent post-rehab standup about (paraphrasing) being confused what all these straight-laced people are doing on his drug payment platform.

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#87

Post by rustcleaner »

stavros wrote: post #16

I really hate paying by credit card (I don't like asking the bank for permission to spend my own money), but it's so convenient that I can't bring myself to carry cash any more. I have a really nice small wallet that I can store a few notes in, but I need a compartment for That's literally the entire reason I pay by card nowadays, I just don't like carrying coins.

I hate paying by card because the bank sells all my transaction details to Oracle's pals. I go through an ATM every time I intend to spend cash.

2024 goals: disable and remove telematics and lender lo-jack units from soon-to-be paid off vehicle (I have VAG-COM and VCDS for it), find a pot shop which either accepts a pseudonym in their system or just doesn't use SaaS CRM hackable garbage like Meadows (goodbye TS/SCI if Beijing ever hacks one of those looking for glowboys to leverage) to manage sales.

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#88

Post by api »

janice1999 wrote: post #6

Governments really need to break the Visa and Mastercard Duopoly. Not mentioned in this article, but certainly related, was the Canadian governments unprecedented step to freeze hundreds of bank accounts of protestors during COVID protests using their Emergencies Act. While I couldn't be more politically removed from the protestors, using a legislative power envisioned for war like conditions to personally ruin prote…

We are sleepwalking toward an absolute totalitarian panopticon in the name of convenience. The cashless thing is just a tiny part.

I had little to no sympathy with the protestors either but that definitely crossed a line, and do we really think that will only ever be used against those kinds of protestors. I’m sure it will happen at some point to indigenous people protesting an oil and gas project or something. It’s now a tool in the arsenal to crush protests.

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#89

Post by throw0101b »

Magi604 wrote: post #45

I feel like it would be easy to just mandate stores to have to allow for cash transactions. It seems simple to enforce too, just walk into a store and try and by something with cash. If not, report/fine. As a Canadian, I also feel like there are so many more pressing issues right now, like housing, employment, inflation, immigration. Does this cash/cashless issue somehow affect one of these things?

> I feel like it would be easy to just mandate stores to have to allow for cash transactions.

While cards have fees, cash has overhead too: you need to go to the bank for deposits, make sure you have enough change, worry about people walking in robbing your till (thus traumatizing staff), keeping a balance (to reduce 'shrinkage' from employees).

Yes, it is "easy" to mandate it, but that is adding a 'regulatory burden' to business owners.

Re: Canada 'sleepwalking' into cashless society, consumer advocates warn

#90

Post by adamiscool8 »

nick_ wrote: post #63
Dig1t wrote: post #37

Earlier quoted context omitted.

They were peacefully protesting, how were they criminals?

They were blowing freight truck horns at all hours of the day and night. Tens of thousands of people's lives and sleep were disrupted for weeks on end. 90% of the stuff they were protesting literally wasn't real. Obviously there is a fine line between legitimate, legal protest and it should be taken very seriously. IMO that particular protest pushed that line too hard.

The stuff they were protesting was very real, and those measures specifically caused disruption to hundreds of thousands of people's lives and sleep for months on end. The government turning to wartime measures so that privileged Ottawans living in some of the most affluent areas around the nation's capital can withstand a few honks for a few weeks is absolutely preposterous.
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