you are using the wrong credit card/bank if you travel overseas. You should try something like Wise bank that will let you deposit money in different currencies
Tell HN: Automatic fraud detection is making my life hell
81–90 of 406 posts
Re: Tell HN: Automatic fraud detection is making my life hell
#82Obviously I sympathize, but I find it extremely odd that OP is complaining about cards being declined but doesn't once explain whether he/she tried phoning their credit card to unblock? Because that generally works -- you call once, let them know you're traveling and where, and then your card works fine. Occasionally you have to call again for a specific high-value ($500+) transaction, but it's rarely more than a 5-m…
The problem is it’s in a foreign country which is about to pass up china for population. More people - more scams and pickpockets. The way we pay for things in the USA is very different. You pay with QR codes or apps. Most places in the US has Apple Pay broken sticker on them, does not accept any other method, wants cash, or a credit card. The verification and such required are difficult. Most cards do not allow you…
> Most places in the US has Apple Pay broken sticker on them
Citation needed. At least in my experience, over the last 12 months, the last time I saw "Apple Pay broken" was at one location, affected all tap-to-pay, and lasted for maybe 2 days.
Re: Tell HN: Automatic fraud detection is making my life hell
#83I am no longer allowed to buy anything at Ikea. The web site declines both my credit card and debit card. I called my credit card company, and no issues there. I called Ikea and tried to order through a person, but my cards were also declined that way. They can't give me any explanation. This happened in 2019 and again the next time I tried in 2021.
Re: Tell HN: Automatic fraud detection is making my life hell
#84Earlier quoted context omitted.
How do you expose the Raspberry Pi so that you can reach it from the outside internet? My OpenVPN runs on a Digital Ocean droplet and I use it to tunnel into my home network, but having a direct route might be better.
If it's openvpn you can just port forward from your router to the RaspberryPi's internal ip address. If it's a webserver you can do the same, or use something like Cloudflare tunnels to expose the service.
Or, like the original post said, use Tailscale, which can punch a hole through the NAT for you.
Re: Tell HN: Automatic fraud detection is making my life hell
#85[flagged]
Re: Tell HN: Automatic fraud detection is making my life hell
#86I move to random corners of the world every 2-3 years and this is starting to give me real anxiety every time I try to make a purchase. One of my credit cards makes me jump through all of the verification and "Was this really you?" messages, then still locks my account half the time. So many online stores will approve my purchase and bill the card with no issue, then cancel it a few hours later for vague security rea…
When I was traveling abroad, I placed an order on Walmart, shipping to my home address, so that it would be there for me when I got back home. Walmart cancelled the order, "due to location restrictions on placing and shipping orders", even though the delivery address was in the US! I have no idea why the physical location of the computer placing the order should matter to Walmart. Eventually I just had to get my friend order for me.
Re: Tell HN: Automatic fraud detection is making my life hell
#87I move to random corners of the world every 2-3 years and this is starting to give me real anxiety every time I try to make a purchase. One of my credit cards makes me jump through all of the verification and "Was this really you?" messages, then still locks my account half the time. So many online stores will approve my purchase and bill the card with no issue, then cancel it a few hours later for vague security rea…
I found that notifying my providers of upcoming moves eliminates this. Call them, tell them what you're doing and ask their advice (b/c there may be something you overlooked or they may have special problems of their own). Anyway, they're doing you a service and notifying them is good etiquette. And like good etiquette, it often greases the wheels of commerce.
When I worked at a bank, I heard that the travel notifications weren't actually used by the fraud department at all and were just there as window dressing to make the customer feel better.
Re: Tell HN: Automatic fraud detection is making my life hell
#88Earlier quoted context omitted.
I found that notifying my providers of upcoming moves eliminates this. Call them, tell them what you're doing and ask their advice (b/c there may be something you overlooked or they may have special problems of their own). Anyway, they're doing you a service and notifying them is good etiquette. And like good etiquette, it often greases the wheels of commerce.
That does help a bit with the banks, but I've not had any luck at all with the stores who cancel my orders after the payment goes through. They refuse to budge, assuming I even get a response, and won't give me any information about why my orders are cancelled, citing more vague security reasons. I did have success with a privacy.com card once, at a store that cancelled orders from all of my other cards. I'm guessing…
Stores are not payment processors and don’t want to be due to compliance reasons. You’d have to ask who is processing their payments and contact those people and have the store also contact them most likely and that still doesn’t mean you’ll get anything done.
Re: Tell HN: Automatic fraud detection is making my life hell
#89> as Google play have this "smart" rule that says I can only change my region once per year, what??
Create a work profile and a separate Google account with Island or Shelter.
Re: Tell HN: Automatic fraud detection is making my life hell
#90I move to random corners of the world every 2-3 years and this is starting to give me real anxiety every time I try to make a purchase. One of my credit cards makes me jump through all of the verification and "Was this really you?" messages, then still locks my account half the time. So many online stores will approve my purchase and bill the card with no issue, then cancel it a few hours later for vague security rea…
When I was traveling abroad, I placed an order on Walmart, shipping to my home address, so that it would be there for me when I got back home. Walmart cancelled the order, "due to location restrictions on placing and shipping orders", even though the delivery address was in the US! I have no idea why the physical location of the computer placing the order should matter to Walmart. Eventually I just had to get my frie…
A tailscale node on your AppleTV at home will fix the issue for you.