With respect to incompetent government, I like to share this opinion whenever possible: The US government and US state governments are incompetent due to constant gridlock. Incentives of politicians within our governments are similarly to draw out all processes since employment is not based on performance or promises kept, but is instead guaranteed for a fixed amount of time. Politicians can continually base their re-election on the fact that "the system is broken", while they themselves are doing nothing to fix it or are not able to do anything to fix it.
Having separately elected house, senate, and president is a primary source of gridlock. Each body can reject a legislative change, while none can effectively create change. The only way laws can be passed in this system is under a very rare set of conditions. When those conditions are present (government shutdown imminent, filibuster eliminated, plurality requirements reduced) you see large omnibus bills pushed through as fast as possible, without time to adequately vet the details.
From an engineering perspective, this would be like pushing a few massive commits every few years rather than making regular bug fixes as needed. As such, our laws are buggy and unmaintained. Unfortunately, this leads many to believe that regulations generally are ineffective rather than the
poor implementations of such being ineffective.
Poorly written legislation puts more pressure on the judicial system to litigate between the lines. This is an externality that is extremely expensive for every individual and company to have to deal with.
I advocate for a more parliamentary style system where politicians continued careers are based on their effectiveness and continued approval rather than fixed terms. There are plenty of ways to ensure proper checks and balances without stopping government dead in it's tracks.