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Visa's marketing opt-out has been down for over a week. Is this a legal issue?

marketingreportoptout.visa.com

81–90 of 161 posts

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#81
It is a violation with a theoretical hefty fine of around $40k per infraction. But in practice, laws don't apply to companies like Visa.

XFINITY's email marketing system has been ignoring opt-outs for years and nothing has or will ever happen.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#82

It is a violation with a theoretical hefty fine of around $40k per infraction. But in practice, laws don't apply to companies like Visa. XFINITY's email marketing system has been ignoring opt-outs for years and nothing has or will ever happen.

Even the law was enforced, Visa would just get 3.5% of the fine back immediately.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#83
post #80
post #60

Earlier quoted context omitted.

> could be open to a class-action lawsuit from people they email with no ability to opt-out. CAN-SPAM does not grant standing to individuals. The only recourse individuals have under CAN-SPAM is to report the violation to the FTC and hope the FTC does something about it.

Do individuals have standing against FTC if they don't action ? Lack of FTC action is causing you material harm , or is there immunity against FTC as well?

No post body was provided.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#84
post #80
post #60

Earlier quoted context omitted.

> could be open to a class-action lawsuit from people they email with no ability to opt-out. CAN-SPAM does not grant standing to individuals. The only recourse individuals have under CAN-SPAM is to report the violation to the FTC and hope the FTC does something about it.

Do individuals have standing against FTC if they don't action ? Lack of FTC action is causing you material harm , or is there immunity against FTC as well?

> Do individuals have standing against FTC if they don't action ?

You can petition them, certainly. Individuals and business are not able to sue the FTC.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#85

Nah cos big corps just do what they want with no penalties unless they piss off enough people that the politicans feel like they need to make a point.. ...we're well into gangster capitalism now

This isn't Reddit

This might not be Reddit, and the parent's point might be crudely made, but watch the fines companies are awarded, and put it in terms of revenue, and then scale it to /$60k USD, to put it terms of how "big" of a fine it would be, from an average person's pocket; you'll find that many of these fines are in the sub-dollar range, which to me, makes it completely fair to dismiss them as any sort of real penalty.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#86
post #80

Earlier quoted context omitted.

Do individuals have standing against FTC if they don't action ? Lack of FTC action is causing you material harm , or is there immunity against FTC as well?

Quoted post unavailable.

A single one - barely any. Although you have to be a Superman to be able to entirely process it in 1ms.

At scale, it might take up to a few minutes off your day and under certain circumstances (heavy spam) even start contributing to a mental fatigue. It's a minor nuisance but a nuisance nonetheless.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#87

Earlier quoted context omitted.

Why not just view them online? Sites like CreditKarma have existed for years. And if you don’t trust third parties, Experian let’s you view theirs on their own site. The benefit is being able to see updates more than once a year. CreditKarma updates every week.

Yeah that's what I'm trying to do, to view them online. I've looked up what's going wrong, and quite a few people have this issue that they can't be verified online.

That's bizarre. Apologies for not understanding.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#88
post #80

Earlier quoted context omitted.

Do individuals have standing against FTC if they don't action ? Lack of FTC action is causing you material harm , or is there immunity against FTC as well?

Quoted post unavailable.

A single email will waste anywhere between 3-30 seconds of my life.

On aggregate, junk email, enabled by disrespecting marketers and ongoing minimisation such as your comment, will waste months.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#89

Nah cos big corps just do what they want with no penalties unless they piss off enough people that the politicans feel like they need to make a point.. ...we're well into gangster capitalism now

You say gangster capitalism. I also hear late stage capitalism and other such modifiers being thrown around a lot. When has power ever been limited? Certainly not in any communist society that’s existed so far, nor under feudalism, or even earlier capitalist societies to my knowledge (did the Roman’s not have this problem?).

Graeber goes into many examples in his new/last book, Dawn of Everything, based off cutting edge anthro and archaeological evidence

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#90
post #73

Earlier quoted context omitted.

^ this is a great answer. The vibe is one where you have :searching for something accessible: a hunger games approach where society is driven towards exploitation rather than the sustenance and growth of the majority. In general however, its dangerous to think "its always been this way". I would argue societally we've been in a continuous struggle between the two and there are many moments in the recent past where th…

> Assuming things have always been kind of shit and are likely to just get shittier takes us all off the hook far too easily imo. I've seen this same mindset that you're pointing out. However, I don't think that it is usually used to "let people off the hook" - most of the time that I've heard it used (a bunch of times in real life, not just on the internet), the subtext is "...and so we should replace the current go…

> "...and so we should replace the current government with another [highly authoritarian, non-constitutionally-limited] one that can fix these issues, either through voting for an extreme candidate/party, or straight-up violent revolution".

The interesting thing to me is that this kind of attitude has become dominant across the spectrum of political ideology, in just the space of a few years. A large number of people, or at least the most vocal ones, now seem to support an authoritarian extra-constitutional goverment, they just differ on who they think should be crushed first.

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