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What happened to Mint?

fastcompany.com

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Re: What happened to Mint?

#81

Post by 0xffff2 »

SnowingXIV wrote: post #65

It's a real shame that there isn't legitimate competition in this space. And before you mention it, personal capital is not a replacement as it solves a different problem. One place to aggregate all financial accounts and give a clear picture, including bills, investments, categories, trends, credit score checks, and budgeting. Everything is easily synced. I don't need a desktop app, just a web app and an iOS app. Th…

Funny. I feel exactly the opposite. I use Quicken because I don't need a web app or an iOS app, just a desktop app. And I'm happy that Quicken seems to be mostly abandoned. It does what I need and I don't want a bunch of flashy new features added every month when I'm not going to use them anyway.

Re: What happened to Mint?

#82

Post by rchaud »

pc86 wrote: post #23

What the Hell Happened to FastCompany? Full-screen autoplay (with sound) video add for a credit card.

Works fine on Brave browser with Javascript off. My new go to config for pretty much all news sites where I only want to see images and text.

Re: What happened to Mint?

#83

Post by chrisan »

roywiggins wrote: post #52
Ozzie_osman wrote: post #29

Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…

Mint never really lost its soul. It always seemed like it was going to try and upsell me on stuff, but that was fine by me because I'm not in the market for new credit cards or whatever. But I guess that's part of the problem, and they're just not making much money off referrals and therefore can't be bothered to improve the product? The problem for me with Mint is that it just... stopped getting any updates, and the…

> And it's all in Flash!

I think they moved away from Flash, I see svg now for charts

Re: What happened to Mint?

#84

Post by jlintz »

pxlpshr wrote: post #38

I use Personal Capital and love it. It's just better when you have a variety of 15+ assets and supports things like Carta. Admittedly, it's been a long time since I used Mint but I now need a much broader view. I don't really care about my individual transactions; I'm more focused on turning a different set of knobs at this point in life. My biggest complaint about Personal Capital is the frequent phone calls from th…

It took me calling them out in a tweet to get myself off these calls. The only place I used my phone number was for two factor auth, which they then decided they would use to up sell me. There's also no way to opt out on their website. Very shady practice but love the product otherwise

Re: What happened to Mint?

#86

Post by mherdeg »

I don't know whether this is just nostalgia, or maybe my finances used to be less complicated, but nothing beats the experience I had with the Microsoft Money desktop app.

It was easy to download transactions from participating banks (I think in OFX format?) and it was easy to see the last successful sync date per account. The UI made it straightforward to categorize my transactions and dead-simple to compare monthly spend against an easily mutable budget.

In fact it was so easy to use that for a good long while I found myself manually entering cash receipts and even tracking my cash purchases. And it cost $0. It felt better than Quicken for personal finance.

Maybe I have missed some major innovation in personal finance software -- I largely use Mint and home-grown spreadsheets now, and I keep hearing that people use paid tools like YNAB or free complementary-to-the-company's-real-job tools like the Personal Capital suite -- but this all feels like it's worse now.

Re: What happened to Mint?

#87

Post by NegativeLatency »

roywiggins wrote: post #52
Ozzie_osman wrote: post #29

Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…

Mint never really lost its soul. It always seemed like it was going to try and upsell me on stuff, but that was fine by me because I'm not in the market for new credit cards or whatever. But I guess that's part of the problem, and they're just not making much money off referrals and therefore can't be bothered to improve the product? The problem for me with Mint is that it just... stopped getting any updates, and the…

Transaction tagging is also super bad.

Re: What happened to Mint?

#89

Post by mikeyouse »

pxlpshr wrote: post #38

I use Personal Capital and love it. It's just better when you have a variety of 15+ assets and supports things like Carta. Admittedly, it's been a long time since I used Mint but I now need a much broader view. I don't really care about my individual transactions; I'm more focused on turning a different set of knobs at this point in life. My biggest complaint about Personal Capital is the frequent phone calls from th…

I don't know if it was the cause of it, but I scheduled a meeting with the PC advisor and all of the calls stopped, presumably because I was going to talk to someone on the phone. Fortunately, they didn't have any validation on the dates so my appointment is scheduled for June 2076 or something. This has a slightly different annoyance since there's now an overlay on the top of the body that says "Prepare for your upcoming call" but at least no phone calls.

Re: What happened to Mint?

#90

Post by duderific »

NegativeLatency wrote: post #87
roywiggins wrote: post #52

Earlier quoted context omitted.

Mint never really lost its soul. It always seemed like it was going to try and upsell me on stuff, but that was fine by me because I'm not in the market for new credit cards or whatever. But I guess that's part of the problem, and they're just not making much money off referrals and therefore can't be bothered to improve the product? The problem for me with Mint is that it just... stopped getting any updates, and the…

Transaction tagging is also super bad.

I used to use it pretty regularly, but I'd spend so much time categorizing transactions, one pulldown menu at a time. I got sick of it and haven't logged in in a long time.
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