Earlier quoted context omitted.
This is something I really like about Nearly Free Speech.net. Their model is that you deposit funds up front, and they will deduct from those funds as you use services. It helps that they actually are nearly free so that a single $20 deposit can last for months or years in many cases. It's bizarre to me that more services don't support billing this way, since there are tons of situations where I would much rather hav…
A couple years ago I switched from a standard, contract-based US cell phone plan to a prepaid service it has felt so much more natural. Have a messed up my autopay and my phone just stop working in the middle of the day? Yep. But You just find some WIFI, pay, and its back on in minutes. I know exactly what my service costs: $35 dollars. No fees, taxes.
I stopped ~all autopays when (Boost Mobile?) deduced 200 instead of 20usd from my debit account one month in college. They refunded the difference relatively quickly, but I racked up 5 or 6 overcharge fees before realizing; ended up being a pita for an already broke 18 y/o to figure out.
I was a broke and stupid kid. Never use a debit as an autopay. But since then I like to track where each penny goes as it goes.