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'A full-blown crisis': Americans brace for a surge in healthcare costs

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71–80 of 269 posts

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#71

Mine has tripled, but last year, I was actually getting some govt help. Not this year. I am fortunate to be able to afford it, but it’s just less than my mortgage. This month is when all hell breaks loose, because people will get their first invoice at the new rate. They already know how much, but seeing it in the form of a demand, will drive it home. Obamacare is like the NHS, in the UK. Everyone likes to bitch abou…

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Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#72
post #34

Earlier quoted context omitted.

> the previous administration thought everyone should be "temporarily" paying for her plan. Moving money from person A to person B obviously doesn't make anything cheaper No, but it means I can't pay for a first-class ticket while someone else survives. I'll take that deal.

I support subsidies to help low-income citizens who legitimately can't afford health insurance, but some of the temporary ACA subsidies passed in 2021 were ridiculous. They were handing out cash to early retirees as young as age 55 with incomes over 400% of the poverty line. https://www.cnbc.com/2025/10/17/aca-enhanced-subsidy-lapse-g... I don't want my tax dollars wasted on subsidizing them. Give the money to someon…

> some of the temporary ACA subsidies passed in 2021 were ridiculous. They were handing out cash to early retirees as young as age 55 with incomes over 400% of the poverty line

These are legitimate complaints. Trashing the system because it's overly generous in some respects is insane.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#73
post #61

Earlier quoted context omitted.

Can you explain what these mandated benefits you think shouldn't be covered?

Off the top of my head maternity/neonatal/family planning type of benefits are mandatory for obamacare compliant plans. That essentially outlawed all the affordable young adult catastrophic plans.

I have spent some time looking at healthcare costs, but I have not seen maternity/neonatal/family planning as a significant driver of costs. It would be surprising if so, given falling birthrates and growth in the elderly population.

Do you have data that shows this is the case?

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#74

In case you are wandering where the money goes. If you need a gall bladder removed or an appendix removed the bill to you might be $10,000-30,000 but the surgeon, for all of their care and time with you, is compensated less than $100.

Bullshit. Even Medicare will pay a surgeon about $600 for CPT code 44970 and commercial health plans are higher than that.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#75
post #61

Earlier quoted context omitted.

Can you explain what these mandated benefits you think shouldn't be covered?

Off the top of my head maternity/neonatal/family planning type of benefits are mandatory for obamacare compliant plans. That essentially outlawed all the affordable young adult catastrophic plans.

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Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#76

Earlier quoted context omitted.

when the gov foots the bill, there's no reason to have competition.

Before 1985, there was no for-profit healthcare. Worked pretty good.

Before 1985 healthcare costs were very low, and population was way younger.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#77
post #54

It should be mentioned that the US has very high wages, and even when subtracting substantial health care insurance cost, the income likely remains higher than what people earn in most other countries.

You should go tell that to the waiters who are working for tips.

Reads a bit like you’re in a bubble. I have friends in the States who work in education, construction, and hospitality. I similarly have friends working in those fields in EU. I’d say the ones in EU are better off _and_ don’t worry about healthcare.

Not to mention you get actual vacation time in Europe and a higher standard of living generally.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#78
post #46

Earlier quoted context omitted.

So first you say it has always cost this much, but in the next breath you say that its cost has outpaced a high rate of inflation. Mathematically, these can't both be true.

A) Inflation in healthcare costs is well documented and unrivaled B) Biden papered over A) with "temporary" covid subsidies in 2021 and those are going away, revealing A) again

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Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#79
post #42
post #37

Earlier quoted context omitted.

Guy from Poland here. What happened to ObamaCare? I thought you got finally a primary healthcare for all?

Quick summary: the US does not have anything approaching a modern healthcare system. (And likely will not for quite some time due to a set of structural factors.) Obamacare (the Affordable Care Act or ACA) was an attempt to expand coverage and slow the rate of increase of costs. It did the former but less well with the latter. One other thing the ACA did is stop the scourge of scam insurers. This is a thing where peo…

Quick note that for people aged 65 and over the US does have a healthcare system somewhat like other developed nations.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#80
post #60

I have some questions but I don't want to offend anybody. Aren't there any methods to contract the healthcare to lower the prices down? I heard that in UK they have some requirements that the prices must not go higher than... For a given type of service. Also I read a lot of articles that giving a tablet to a hospitalised person costs 20-50 bucks and people are generally running away from ambulances to not pay

Corrupt congress people will vote down any such proposals.
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