Earlier quoted context omitted.
One of my credit unions gives out (randomized) five digit pins (although they say if you use an atm that only accepts four digit pins, the first four is enough). My other credit union only does four digits. I think remembering one 6-digit PIN would be fine, but in the US, it's common to have many banking relationships. If I needed a pin for every credit card, I'd have to write them on the cards or set them all the sa…
Not sure how this is handled in Switzerland, and I don't have good data on this, but I'd say a lot of people in Europe have at least a debit and a credit card with a PIN each. Also nothing says you can't use the same PIN for multiple cards; they're essentially the same security domain anyway ("a piece of plastic in your wallet") — most people don't have "more" and "less" trustworthy cards…
he said he can't choose his PIN:
>One of my credit unions gives out (randomized) five digit pins