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Automakers are sharing consumers' driving behavior with insurance companies

nytimes.com

71–80 of 333 posts

Re: Automakers are sharing consumers' driving behavior with insurance companies

#72
post #13

When I got my last car, it had a sticker instructing me to press the SOS button to opt out of data collection. The gentleman that answered acted confused when I made the request, taking the stance that he wasn't aware of data collection from the car and maybe I should contact the manufacturer. It was only after I read him the sticker text verbatim that he went into a scripted response and confirmed the opt out. Shady…

Brand?

Toyota.

I still had the sticker- I peeled it off and put it in the manual. The exact text is:

VEHICLE DATA TRANSMISSION IS ON! Your vehicle wirelessly transmits location, driving and vehicle health data to deliver your services and for internal research and data analysis. See www.toyota[.]com/privacyvts. To disable, press vehicle's SOS button.

Re: Automakers are sharing consumers' driving behavior with insurance companies

#76
post #66

I‘m a huge fan of s telemetry insurance. I have I personally and it saves me around 300€/year on my cars insurance because I am a very defensive driver. However, this being integrated into the vehicle in an absolutely intransparent way is a huge step up and a really unsettling privacy violation. For this to be ethically viable imho, there need to be a few prerequisites - it’s transparent what has been transmitted - y…

In which country is that?

They're describing what should be, not what is.

Re: Automakers are sharing consumers' driving behavior with insurance companies

#78

Earlier quoted context omitted.

Yes, but to me there's another important issue, with all the tracking tech in our vehicles, who actually owns them? We need to treat this similar to the "right to repair" issue! I paid my money, so I own the product. [IF] I own the vehicle it should be my right to say what software runs in the background. Of course the company can say, "If you don't like our product, don't buy it." If I want to keep up with the lates…

> who actually owns them? We need to treat this similar to the "right to repair" issue Ownership is a bad framework for this issue—it’s too ambiguous. You can “own” a vehicle all you want, that doesn’t give you the right to fuck with its odometer or catalytic converter.

> You can “own” a vehicle all you want, that doesn’t give you the right to fuck with its odometer or catalytic converter.

Sure it does.

This entire attitude is what's scary about software, actually. See, back in the ye olden days, no one disputed your right to remove the catalytic converter on a vehicle you purchased.

It was no longer legal to drive and if you were caught you could get fined. But you absolutely had the right to do it.

But now with software, there's enough control that 3rd party entities are dictating with 100% success what an owner can do with the vehicle. And you're defending it as right.

Re: Automakers are sharing consumers' driving behavior with insurance companies

#79

I think there are a few reasons to be mad about this, but some are better than others: 1) People don't understand they're being monitored. I think this is a good reason to be mad. People should have some understanding of the agreements they make. It's part of being a functional adult in the world. It's also annoying that the companies keep spinning this as a tool to improve your driving, when it's clearly an attempt…

Location can be relevant. There is both a quarter mile drag strip by me and a circuit lap by me that both allow you to drive your own car on them.

Both styles of driving would be... Alarming from a telemetry perspective.

Afaik neither is covered by regular auto insurance anyways so it really shouldn't factor into rates. There's specific racing insurance, but it's quite pricey.

Not that I want them sharing location data, but pure acceleration/velocity data won't show areas like that.

I'm also not sure how well regionalized the data is. Though neither is good, there's a very big difference between going 15 over on the highway and going 15 over on back country roads with blind turns. Or between going 15 over on the highway vs in a shopping center parking lot.

Speeding is contextual.

Re: Automakers are sharing consumers' driving behavior with insurance companies

#80

Earlier quoted context omitted.

Yes, but to me there's another important issue, with all the tracking tech in our vehicles, who actually owns them? We need to treat this similar to the "right to repair" issue! I paid my money, so I own the product. [IF] I own the vehicle it should be my right to say what software runs in the background. Of course the company can say, "If you don't like our product, don't buy it." If I want to keep up with the lates…

> who actually owns them? We need to treat this similar to the "right to repair" issue Ownership is a bad framework for this issue—it’s too ambiguous. You can “own” a vehicle all you want, that doesn’t give you the right to fuck with its odometer or catalytic converter.

You can do whatever you want to it, you just can't legally drive it on public roads anymore. You are forgetting about all the use cases which aren't general public transit.
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