Earlier quoted context omitted.
The article quotes some one saying this isnt a call to abandon screenings in totality. The risks are not 'car crash from doctors visit' they are 'got cancer from imaging', 'unnecessary surgery and complications', etc - the risks are directly related to the screening. This is an active topic in medical ethics as well which you seem ignored of (no offense intended), given that you are framing this in terms of insurance…
I’m not arguing that all screenings are worthwhile, or that the questions you raise aren’t vital to answer for good medical practice. I’m arguing that this specific analysis has very little to tell individuals about how they should perceive the value of any particular test. A different analysis—looking at the particular negative outcomes of the testing itself or the reaction to false positives—would be a different st…
But to answer your question; 'nothing'. This is interesting but it isn't actionable.