Today I learned that random people can send you money on PayPal and disputed it • Hacker News Board

Re: Today I learned that random people can send you money on PayPal and disputed it

#71

Post by BrandoElFollito » Sat, Aug 19, 2023, 9:05 AM UTC

utucuro wrote: post #70

BrandoElFollito wrote: post #57

Earlier quoted context omitted.

Which credit card did you get in Germany? (I am seriously interested in that question)

Deutsche Bank - just about the only real use it has for me is to build a credit history here. If you consider using this bank in Germany and you're not a big business, avoid them like the plague.

Ha, I did not know that credit history was a thing in Germany. This is really surprising, given how Germans are averse to banking cards (vs cash or the special ATM cards)

Re: Today I learned that random people can send you money on PayPal and disputed it

#72

Post by joker_minmax » Sun, Aug 20, 2023, 7:59 PM UTC

Can't you reject funds the same way you're allowed to reject a request for funds? Is there something I'm missing?

Re: Today I learned that random people can send you money on PayPal and disputed it

#73

Post by Dah00n » Mon, Aug 21, 2023, 7:19 AM UTC

addandsubtract wrote: post #14

Dah00n wrote: post #2

For the life of me I cannot understand anyone would use PayPal. I'd rather trust the postal system with an envelope of money. I have yet to see an area where there aren't better options.

Paypal is useful, because it transfers money instantly. Sending money in an envelope isn't an option when you want something instantly. As a buyer, it also offers a form of protection from fraudulent sellers, which you also don't have with the postal service.

I can do that with other services too without risking PayPal though. If it is national transfers I can both use a national payment app or even a bank transfer - both instant transfer.

PayPal might give some protection but it also freezes some accounts and keep the money. No other service I have heard of have as bad a reputation.