Devil's advocate: Would this (or existing states' legislation, like California's) have any means of protecting against e.g. a non-CA user just changing their location to CA and immediately canceling? It sounds like an easy loophole for non-CA folks.
‘Click to Cancel’ legislation introduced in Pennsylvania
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Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#72Fully in favor of this. I recently had to cancel a subscription that had no "cancel subscription" button and instead forced you to contact customer service so they could try to sell you on discounts and etc. No, just let me cancel and get on with my day. Unfortunately, it seems health clubs(and I assume gyms?) are exempt from this when they are like 80% of the problem.
Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#73there's already something like this (no surprise) https://www.ftc.gov/legal-library/browse/statutes/restore-on... i'm guessing pretty much only CA enforces it and generally to make $ the way police do from ticketing. credit cards are the market solution here. they work. virtual cards are even better. more effective and efficient legislation would be to simply enforce processors to accept and not differentiate virtual…
Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#74Earlier quoted context omitted.
The state of Pennsylvania governs a much larger population than just a bunch of local jurisdictions acting in unison. Unless you mean entire countries by "local jurisdictions."
Pennsylvania is less than 4% of the US population. That's a really small piece and it wouldn't be sustainable if every jurisdiction that small enacted different rules
Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#75Earlier quoted context omitted.
That stops the payment from happening. But it does not stop your contractual obligation to pay. So it really depends on the business and how much information they have about you, and if they are dirty enough to send you to collections for it. A gym is likely going to send you to collections. An online SaaS is more likely to just cut you off and cancel the account.
> But it does not stop your contractual obligation to pay. Can't you Americans just send a certified letter informing a business of your intent to cancel and asking them to send you a final bill (if any) to settle payments within a specified time limit? That should cover you legally?
Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#76Fully in favor of this. I recently had to cancel a subscription that had no "cancel subscription" button and instead forced you to contact customer service so they could try to sell you on discounts and etc. No, just let me cancel and get on with my day. Unfortunately, it seems health clubs(and I assume gyms?) are exempt from this when they are like 80% of the problem.
Confirm your email is valid, and then add it to the list of "continue to spam" accounts.
Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#77Earlier quoted context omitted.
During the pandemic, I built a home gym in a spare space at home for a couple hundred dollars. I'm never paying for a gym again.
Unfortunately in most of the Bay Area, even just the floor space to have anything remotely usable as a home gym would cost many hundreds of dollars per month.
Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#78Fully in favor of this. I recently had to cancel a subscription that had no "cancel subscription" button and instead forced you to contact customer service so they could try to sell you on discounts and etc. No, just let me cancel and get on with my day. Unfortunately, it seems health clubs(and I assume gyms?) are exempt from this when they are like 80% of the problem.
One thing you can do is just tell them you're deaf, cannot do a voice call, and need to cancel by e-mail.
Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#79Earlier quoted context omitted.
I think ignoring it is more likely. Imagine instead every jurisdiction enacting similar unique laws. You'd have ~25 things to comply with.
We already see this - have you read the disclaimers on loans? Many will have a call out for California, Wisconsin, and South Dakota if I remember correctly, as those states have certain things required or prohibited. Any online store dealing with gun or gun-adjacent stuff already has been dealing with variations of these for years; knives that are illegal in certain areas, etc. Home Depot has to block shipping gas-po…
Re: ‘Click to Cancel’ legislation introduced in Pennsylvania
#80Fully in favor of this. I recently had to cancel a subscription that had no "cancel subscription" button and instead forced you to contact customer service so they could try to sell you on discounts and etc. No, just let me cancel and get on with my day. Unfortunately, it seems health clubs(and I assume gyms?) are exempt from this when they are like 80% of the problem.
One thing you can do is just tell them you're deaf, cannot do a voice call, and need to cancel by e-mail.