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Show HN: I made a simulator for personal finance

projectifi.io

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Re: Show HN: I made a simulator for personal finance

#71
post #56

Earlier quoted context omitted.

I guess I should also add that with the current web version, you can opt out of sending telemetry data via cookie preferences, and with the Premium version you choose whether or not you want your data persisted or not. (there is also a button to remove all your data at a later date if desired). Perhaps something else that might be helpful to add is an import/export button so you can save and load data locally(?)

Can I ask how you are using the telemetry that you collect?

Currently just google analytics dashboards showing things like navigation within the app and where users are dropping off during the onboarding process.

Re: Show HN: I made a simulator for personal finance

#72
very cool app, appreciate that i could click through without making an account!

two features i'd like to see off the top of my head

* i know privacy is important for a lot of folks -- but it would be cool if graphs / plans were shareable. I'm interested what the rest of you are up to :)

* action items for how to steer your current plan to a "better" plan. The app is currently like a hand-held map that shows me the lay of the land, but I want google maps which recommends ideal routes.

Re: Show HN: I made a simulator for personal finance

#73
Looks nice on the surface. One request for the promo site part of things:

One thing I _always_ look for in a SAAS is a "pricing" page, because prices are all over the map on these sorts of things and I want to know if I think the price is reasonable before I jump in.

Re: Show HN: I made a simulator for personal finance

#75

This was also posted 9 days ago [0], when OP created their account, with 3 other also freshly created accounts (with no other activity on them) praising it. Make of that what you wish. [0]: https://news.ycombinator.com/item?id=26862841

Fair point. I've been a long-time HN reader but never made an account before. After working hard building the app, I was excited to create my first post to share it, and mentioned to my friends I had posted it to HN. Evidently a few of them decided to create accounts to show support. If this was any kind of breach of HN etiquette, my sincere apologies -- that certainly was not the intent.

[deleted]

Re: Show HN: I made a simulator for personal finance

#76
post #60

There is no reason at all for this to be server-hosted. I have of course done this for myself a very long time ago creating an effectively identical feature set using spreadsheets and even put them onto Microsoft's sharing pages (no idea what happened to them, it was such a long time ago). I'm not saying this isn't a better solution than Excel. You work with what's available at the time. But there is nothing at all a…

How is installing an executable on my machine and then entering my financial info any less sketchy than entering my data into a website? The average user would still have to take it on faith that the data isn't going anywhere, and as an industry we have spent the last 20 years telling people not to download unknown software onto their systems. I think it would be a complete own-goal for the builder of this to switch…

I can install it in a network isolated Qube. Data wouldn't go anywhere.

Re: Show HN: I made a simulator for personal finance

#79

Kicking the tires, here's a quick piece of product feedback: It seems like the "Stacked Financial Breakdown" chart actually _adds_ your level of debt on as just another stacked layer, as if it were an asset. I don't think that makes much sense - with this representation, if next year I take on $1M of debt to buy $1M in assets, then my financial breakdown curve jumps by $2M. Ideally you'd subtract off debt so that you…

That's a good point. My initial thought process with it was to stack the datasets so that everything underneath debt contributes to your net worth, with debt at the top "weighing it down" so to speak. You can also click the debt checkbox in the legend to hide that dataset from the plot. Still, your point stands that the stacked chart doesn't quite visualize the negative effect that debt has on net worth. Do you prefer the "Net Worth Over Time" plot?

Re: Show HN: I made a simulator for personal finance

#80

There is definitely a market for this. I had wealth management review recently and they used a 3rd party piece of software that was doing something similar, their entire pitch revolved around this app. What you really need to have is a demo setup so I can just play with the output without having to input any data. Also concerned about sharing this much personal detail with a start-up so I would not use it unfortunate…

+1 to "demo setup so I can just play with the output without having to input any data"
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