As someone who is comfortable with TOTP but hasn't tried FIDO-/Yubikey-style devices, I have a few questions: - Are drivers for this already installed as part of desktop Ubuntu 20.10/Windows 10? Any driver installation will absolutely make this a no-go for family members. - Is additional software required for anything non-techies might reasonably want to do with this device, including resetting it, adding an entry or…
Others have answered most of your questions, but there's something I think deserves emphasizing: In general, you cannot (by design) back up these devices; if you could, that would defeat a lot of the security they provide. That means that if you lose it, you will have to find a way to get 2FA disabled for each and every account you enabled it for. Some orgs will have pretty onerous (but necessary!) processes for doin…
I deal with this by always adding a second "cold" key when services allow multiple keys, and keeping this cold key somewhere secure as a backup spare. So if I do, say, lose my primary key, I can at least pull out the spare key to reset and de-associate the primary.