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OkCupid has less-than-OK policies. Especially if you're "ugly."

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Re: OkCupid has less-than-OK policies. Especially if you're "ugly."

#71

Post by Natsu »

patio11 wrote: post #59
ismarc wrote: post #58

Earlier quoted context omitted.

There's one category where credit scores fail miserably, and that's a very, very small group of people (which I fall into). I have no debt and no open credit lines. I saved up and paid each semester's tuition at the start, in cash for school (this was probably the hardest debt to avoid). I've only made payments on something once (a car) and paid it off after 8 months and I've never had a credit card. It's not that I…

Somewhat off-topic, but if this worries you get a secured card from your favorite bank or credit union. Typically you deposit $500 into a special savings account, they freeze it, and they give you a card with a $500 credit limit in return. It reports like a normal credit card. After 6 months to a year of responsible use of the card (i.e. buy a stick of gum every 3 months, pay after you receive the statement) they wil…

A slightly bigger problem is with employers using credit score to grade applicants. I'm also pretty close to the same zero-debt blank slate he is (and I'm fixing that), but it can be a problem when people think that a bad credit score makes you a big risk for theft/embezzlement/etc. when you're not.

Re: OkCupid has less-than-OK policies. Especially if you're "ugly."

#72

Post by kilian »

w1ntermute wrote: post #38
karzeem wrote: post #4

I'm not quite sure what the problem is. OkCupid's goal is to help its users find dates. People rarely date someone who's very significantly more or less attractive than they are. Directing people to users with whom they're much likelier to find success actually seems quite sensible, not "less than OK".

People rarely date someone who's very significantly more or less attractive than they are. People are also much more likely to date someone of their own race. Should OkCupid segregate by race as well? Oh wait, that's a social taboo, whereas discriminating against the ugly is considered perfectly acceptable.

Yeah, so they already tackled that subject: http://blog.okcupid.com/index.php/2009/10/05/your-race-affec... ;)

Re: OkCupid has less-than-OK policies. Especially if you're "ugly."

#73

Post by gte910h »

Natsu wrote: post #71
patio11 wrote: post #59

Earlier quoted context omitted.

Somewhat off-topic, but if this worries you get a secured card from your favorite bank or credit union. Typically you deposit $500 into a special savings account, they freeze it, and they give you a card with a $500 credit limit in return. It reports like a normal credit card. After 6 months to a year of responsible use of the card (i.e. buy a stick of gum every 3 months, pay after you receive the statement) they wil…

A slightly bigger problem is with employers using credit score to grade applicants. I'm also pretty close to the same zero-debt blank slate he is (and I'm fixing that), but it can be a problem when people think that a bad credit score makes you a big risk for theft/embezzlement/etc. when you're not.

Yeah, If you're not handling large quantities of money, why the hell should employers be able to see this?
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