Live data from Hacker News

What My Landlord Learned About Me from Twitter

nytimes.com

61–70 of 71 posts

Re: What My Landlord Learned About Me from Twitter

#61
post #55

Earlier quoted context omitted.

> What civil right would the lessor be violating, I'm curious. Privacy? https://en.wikipedia.org/wiki/Privacy

Aw, spoilsport. How is the Valley meant to disrupt markets if they have to respect basic rights like these?

It's not the Valley that has to respect rights, it's landlords.

Re: What My Landlord Learned About Me from Twitter

#62

Earlier quoted context omitted.

I have no twitter, no fb, no reddit, no g+, Github, and my account here is a throwaway which I regularly abandon and create a new one. I was never asked for any of this (well, except github on job applications in the past which never been a problem when I explain them I don't have one) and if in the future I am, I probably will drop the deal (whatever it is) on the spot.

And how are you getting on? Any problems, ie not being invited to friends' events because they're only announced on FB?

No problems to be honest.

I use email/phone if I want to do something with someone (mostly phone). There may be events like a house warming party that only gets posted to FB, but somehow that tends to reach me through someone, and if they don't, well.. not much is lost to be honest.

To be fair, most of the people I hang out with aren't that into Facebook/other or even if they are, they know I'm not there so they reach out to me/my wife over the phone.

I'm in my early 30's if it it counts for anything.

Re: What My Landlord Learned About Me from Twitter

#63

Earlier quoted context omitted.

And how are you getting on? Any problems, ie not being invited to friends' events because they're only announced on FB?

No problems to be honest. I use email/phone if I want to do something with someone (mostly phone). There may be events like a house warming party that only gets posted to FB, but somehow that tends to reach me through someone, and if they don't, well.. not much is lost to be honest. To be fair, most of the people I hang out with aren't that into Facebook/other or even if they are, they know I'm not there so they reac…

Sorta me too, except I'm in my late 50s. I'm not really friends with "a group." I'm friends with individuals, many of whom know each other or don't, and they contact me.

It's a solved problem, since before the web, and even before the internet.

Re: What My Landlord Learned About Me from Twitter

#64
post #63

Earlier quoted context omitted.

No problems to be honest. I use email/phone if I want to do something with someone (mostly phone). There may be events like a house warming party that only gets posted to FB, but somehow that tends to reach me through someone, and if they don't, well.. not much is lost to be honest. To be fair, most of the people I hang out with aren't that into Facebook/other or even if they are, they know I'm not there so they reac…

Sorta me too, except I'm in my late 50s. I'm not really friends with "a group." I'm friends with individuals, many of whom know each other or don't, and they contact me. It's a solved problem, since before the web, and even before the internet.

Yeah, I think that may be the main difference from folks that feel disconnected when they are off FB. I have relationships with individuals (or sometimes couples), but never with 'groups'. Probably the most group thing I do is people that play tennis where I do, but again, I have their phones and whenever I want a pick up game, I just do a few calls. I love leaving my laptop/smartphone behind and just go enjoy doing something without the fear of missing something.

Re: What My Landlord Learned About Me from Twitter

#65
post #38
post #21

Earlier quoted context omitted.

? Do you think people who are handing you the keys to at least 100k worth of property, with 2 months rent as a deposit if that, do not want to know who they're renting to?

Insurance... it's a thing.

No it's not, there is no economically sensible insurance against bad renters (in most of Europe that I know about).

Re: What My Landlord Learned About Me from Twitter

#66
post #26
post #21

Earlier quoted context omitted.

? Do you think people who are handing you the keys to at least 100k worth of property, with 2 months rent as a deposit if that, do not want to know who they're renting to?

Because trawling your social media profiles is the only way to find out the relevant bits of information to base such a decision on? I wonder how landlords have dealt with this problem all that time before we had social media. The words "false dichotomy" come to my mind. By your logic landlords are just handing contracts out at random if they can't stalk you online.

No not the only, but an accessible and easy one. And yes I've turned down prospective renters over what I found out about them online, which I wouldn't have found out 10 years ago.

Re: What My Landlord Learned About Me from Twitter

#67
post #58

Earlier quoted context omitted.

Can it be claimed information published on the www for everyone to see as "private"? It's like saying my name is private. Moreover, when they do background checks they get private information on me which I would actually have to pay for even when the information is about me. I don't think its as clear cut as you make it out to be.

There's a difference between searching for someone's name online and figuring out what's public, and asking for identifying information so that you can do a targeted search, failure to furnish means you will be refused a place to live. Though I don't think in this case not having a Twitter account would cause you to be unable to rent in NYC. She could have simply said she didn't have one. Not sure if that would make…

It's not rude and that's a good point. We may yet have to decide what's allowable and what's not.

On the other hand, when they do a background check, any competent service is going to find that information for the lessor anyway. I don't see a difference in result.

Of course I dont like the idea of using people's online personae as helping decide whether they are tenant worthy or not.

Re: What My Landlord Learned About Me from Twitter

#68
post #65
post #38

Earlier quoted context omitted.

Insurance... it's a thing.

No it's not, there is no economically sensible insurance against bad renters (in most of Europe that I know about).

Usually the property owner requires someone to have renters insurance in the US which covers dammage to an apartment.

UK has the same thing and I assume so does the rest of Europe. http://homelet.co.uk/tenants

Includes cover for accidental damage to your landlord’s property or furniture

I'd you mean failure to pay then that's a seperate issue, but does not risk 100+k property.

Re: What My Landlord Learned About Me from Twitter

#69
post #68
post #65

Earlier quoted context omitted.

No it's not, there is no economically sensible insurance against bad renters (in most of Europe that I know about).

Usually the property owner requires someone to have renters insurance in the US which covers dammage to an apartment. UK has the same thing and I assume so does the rest of Europe. http://homelet.co.uk/tenants Includes cover for accidental damage to your landlord’s property or furniture I'd you mean failure to pay then that's a seperate issue, but does not risk 100+k property.

'Accidental' damage is the least of my worries; most of that is insured 2 or 3 times over. A fire can happen to all sorts of people. What I worry about when selecting tenants is

  - will these people keep 15 cats, despite the contract saying they can't, who will piss all over the place requiring new carpeting after they move out, or a rottweiler who will chew up all my door stiles (and good luck suing for and collecting damages from someone who doesn't have a regular income or even regular place of residence);

  - will this person come home drunk, loudly, at 2am three times a week, causing the neighbors (who pay in time and never give trouble) to move out, leaving me with the vacant property for some time and the work to find another tenant;

  - will this person pay in time, or will I have to call 3 times every month and even then only get paid in chunks most of the time;

  - will this person stay for a while or want to move out after 4 months, despite having signed a one year lease, leaving me with the trouble and time investment.
(all of these, and more that are too specific to mention publicly, actually happened to me)

Renting out property is not a high-margin business. 'Inefficiencies' like a unit being vacant for 2 months out of the year are the difference between 'better return than savings account' and 'I should have stuffed the money in a sock under my mattress'; and that's not even counting the work you have to put into it (advertising, showing people around, chasing payment, fixing things, court sessions, ...) (OK the last few years savings accounts yield 0, I'm talking about longer terms)

What I'm trying to say is - most renters think of their landlords as fat cats to whom they have to hand over 1/3rd of their monthly income for doing nothing. The reality is much more nuanced - yes it's a business, like any other, but a highly competitive one at that (in most markets); if I was 'rich' as most of them seem to assume, I sure as hell wouldn't be dealing with the hassle of being a landlord.

Re: What My Landlord Learned About Me from Twitter

#70
post #69
post #68

Earlier quoted context omitted.

Usually the property owner requires someone to have renters insurance in the US which covers dammage to an apartment. UK has the same thing and I assume so does the rest of Europe. http://homelet.co.uk/tenants Includes cover for accidental damage to your landlord’s property or furniture I'd you mean failure to pay then that's a seperate issue, but does not risk 100+k property.

'Accidental' damage is the least of my worries; most of that is insured 2 or 3 times over. A fire can happen to all sorts of people. What I worry about when selecting tenants is - will these people keep 15 cats, despite the contract saying they can't, who will piss all over the place requiring new carpeting after they move out, or a rottweiler who will chew up all my door stiles (and good luck suing for and collectin…

That really falls under cost of doing business. With some effort you can mitigate those issues, but they really don't end up costing you close to full property value the way a fire / flood might.

PS: IMO, it's important to separate the value of a property from the income stream it generates. Someone that's 3 weeks late every month in paying their rent you 250$/year in interest and some aggravation, but that's almost meaningless in the end just toss in a late fee and it tends to average out in the end.

Post reply on HN