I've also recently seen a Wero option somewhere in Germany. Probably was the transport authority in Berlin, or an air company, I can't quite remember. Haven't seen it in France yet, though.
Decathlon Germany adds Wero payment option to decathlon.de website
61–70 of 242 posts
Re: Decathlon Germany adds Wero payment option to decathlon.de website
#62Wero shows that marketing is everything. It's just regular bank transactions with a much larger fee. We could have had EPC QR codes and similar completely free technologies instead.
Wero’s website says they don’t charge fees So who is charging the fees?
>Our pricing is clear and merchant-friendly: a small percentage fee with built-in caps
https://wero-wallet.eu/e-m-commerce
So they charge a fee, but they don't specify what a "small percentage" is.
Re: Decathlon Germany adds Wero payment option to decathlon.de website
#63Wero is such a valuable asset for Europe and couldn't have come at a better time. It's built on the excellent SEPA system, which standardized bank transfers and "Lastschrift" in Europe. SEPA itself got a huge upgrade last year with mandatory instant transfers that cannot cost more than standard transfers between European checking accounts. Both of those allowed Wero to happen as a final abstract top layer, meaning: t…
> No account necessary and no private american conglomerates can delete that account. Officially you need a Google or Apple account to download a wero capable app from their stores, and Google and Apple can always delete all wero capable apps from their stores like for example with Russian sanctioned banks. Some banking apps work on non - google play controlled android smartphones, but always only accidentally. Some…
While researching Wero initially, I was confused too that no APK is offered. Maybe we can change that.grbn
Re: Decathlon Germany adds Wero payment option to decathlon.de website
#64Wero is such a valuable asset for Europe and couldn't have come at a better time. It's built on the excellent SEPA system, which standardized bank transfers and "Lastschrift" in Europe. SEPA itself got a huge upgrade last year with mandatory instant transfers that cannot cost more than standard transfers between European checking accounts. Both of those allowed Wero to happen as a final abstract top layer, meaning: t…
Note that Wero is amongs others based on the Dutch iDEAL [1] system, which was introduced 21 years ago. Virtually every Dutch web shop supports iDEAL (and many only support iDEAL) as well as international payment services such as PayPal and Stripe. As a result, the vast majority of transactions of Dutch webshops go through iDEAL. It is really a super-nice frictionless system. iDEAL also supports P2P payments through…
It's not the same system. iDEAL supports banks to implement payment in their online banking websites, while Wero is Google/Apple ecosystem exclusive.
Re: Decathlon Germany adds Wero payment option to decathlon.de website
#65Earlier quoted context omitted.
> No account necessary and no private american conglomerates can delete that account. Officially you need a Google or Apple account to download a wero capable app from their stores, and Google and Apple can always delete all wero capable apps from their stores like for example with Russian sanctioned banks. Some banking apps work on non - google play controlled android smartphones, but always only accidentally. Some…
While researching Wero initially, I was confused too that no APK is offered. Maybe we can change that.grbn
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Re: Decathlon Germany adds Wero payment option to decathlon.de website
#66Wero is such a valuable asset for Europe and couldn't have come at a better time. It's built on the excellent SEPA system, which standardized bank transfers and "Lastschrift" in Europe. SEPA itself got a huge upgrade last year with mandatory instant transfers that cannot cost more than standard transfers between European checking accounts. Both of those allowed Wero to happen as a final abstract top layer, meaning: t…
> No account necessary and no private american conglomerates can delete that account. Officially you need a Google or Apple account to download a wero capable app from their stores, and Google and Apple can always delete all wero capable apps from their stores like for example with Russian sanctioned banks. Some banking apps work on non - google play controlled android smartphones, but always only accidentally. Some…
If Wero is going to be similar to iDEAL, which it is based on, the payment flow will be through your bank's app. Heck, even the Wero app description says so:
The Wero app is available only for account holders from the German bank Postbank and the French bank La Banque Postale.
Are you a customer of another Wero-enabled bank? If so, you can easily use Wero within your banking app.
https://play.google.com/store/apps/details?id=eu.epicompany....
I have seen quite some people downloading their banking apps through the Aurora store (admittedly, it's a frontend for the Play Store, but you don't need an account or the app). Or you can use something like APKMirror and verify that they have the correct signing keys.
Of course, if they need Play Services or Play Integrity basic, then you need sandboxed Google Play or microG. If your bank does remote attestation through Play Integrity, then it is game over, but it is worth contacting your bank. E.g. some banks have added the GrapheneOS signing keys and added support for AOSP remote attestation.
Re: Decathlon Germany adds Wero payment option to decathlon.de website
#67Earlier quoted context omitted.
That's like, literally impossible? "Hey I just invented ameliuspay, your shop doesn't support it, go directly to jail" The closest you have is SEPA because it's universal on all Euro bank accounts. And many webshops do offer it. It doesn't integrate into credit card workflows because it's a push payment - you have to go to your banking app, type the details and send the money, while the website waits. Some people mig…
If ameliuspay is properly registered with the EU payment processor platform, then it should automatically appear as an option in the webshop.
Hacker News moment. Imagine someone over 60 whose career has nothing to do with computers trying to make sense of a list of 45 different payment processors to choose from.
Re: Decathlon Germany adds Wero payment option to decathlon.de website
#68Decathlon is pretty neat and technologically advanced actually, so not surprising news for them to adopt Wero.
In eastern European stores they use RFID for every product, so you just throw stuff in a bin without scanning and can self check faster than usual self scan.
Well I have not tried throwing in a bike in a bin or a dumbbell, but I presume it works for 99% of stuff.
Curious what they pay for RFID, last I checked it is about 5-6 cents per item for small quantities.
Re: Decathlon Germany adds Wero payment option to decathlon.de website
#69Earlier quoted context omitted.
Note that Wero is amongs others based on the Dutch iDEAL [1] system, which was introduced 21 years ago. Virtually every Dutch web shop supports iDEAL (and many only support iDEAL) as well as international payment services such as PayPal and Stripe. As a result, the vast majority of transactions of Dutch webshops go through iDEAL. It is really a super-nice frictionless system. iDEAL also supports P2P payments through…
It's not the same system. iDEAL supports banks to implement payment in their online banking websites, while Wero is Google/Apple ecosystem exclusive.
> while Wero is Google/Apple ecosystem exclusive
It's barely launched in more than 5 EU countries. It's not part of the specs or requirements to only be available in the Google / Apple ecosystem.
Re: Decathlon Germany adds Wero payment option to decathlon.de website
#70I get that this is a good thing and long overdue - but the excitement here just underscores for me how expectations in Europe for Europe doing anything truly cutting edge are low.
The excitement isn't about innovation but about solving a problem: Increasingly unreliable US in payment system