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Daily Driving GrapheneOS

blog.matthewbrunelle.com

61–70 of 147 posts

Re: Daily Driving GrapheneOS

#61
post #31

For all the "My Banking Apps don't work", I'd raise one question: Do you really need access to banking apps on the go? I get that it can be handy and maybe you legit do, but I'd wager most people don't really do. If you can pay by phone you can pay by card and the card has less potentially to weirdly break. And if your bank demands a phone app to be used, you can always have a cheap stock android lying around at home…

Sorry but thats a statement thats just willfully ignorant. Yes people need to have access to their financials when under way. That can range for PushTans, CreditCard Confirmations, to checking their budgets, moving something from one account to another, topping up your Prepaid Card. Or just being able to Pay with a Card on your Phone when you forgot your Wallet.

Sure you could say I do not go out and do not need that but realistically this is just how the world works now.

Re: Daily Driving GrapheneOS

#62

Earlier quoted context omitted.

Is this a European thing? Why not use a credit card?

In Europe? Debit cards. Hardly anyone uses a credit card in a supermarket. If I'm going out I'll have both a debit card and cash in my wallet. Given that large scale outages of payment networks are no longer theoretical but to be expected, not carrying cash is just silly. Since I have a wallet in any case, I see no point in using contactless payments on a smartphone — I usually don't take it with me when getting groc…

> In Europe? Debit cards. Hardly anyone uses a credit card in a supermarket.

Such sweeping statements are impossible for "Europe". It's a big place. Plenty of people use credit cards in supermarkets. But it's orthogonal to the discussion. A creditcard can be contactless or on a phone. Or on a watch.

Re: Daily Driving GrapheneOS

#63
post #31

For all the "My Banking Apps don't work", I'd raise one question: Do you really need access to banking apps on the go? I get that it can be handy and maybe you legit do, but I'd wager most people don't really do. If you can pay by phone you can pay by card and the card has less potentially to weirdly break. And if your bank demands a phone app to be used, you can always have a cheap stock android lying around at home…

In Sweden you use BankID to authenticate to websites and it's almost a requirement nowadays.

Luckily it works well on GrapheneOS though.

Re: Daily Driving GrapheneOS

#64

I run a degoogled Samsung, keep all my banking apps in a work profile. Ive been seeing a lot of people have issues with Graphene and banking apps, but wouldn't the work profile function on there too? Could you install the Google Play Services on the work profile and run it separately to your main phone?

I personally would not put work profile on a phone intended for privacy. In other words, you likely can, but the question quickly becomes: why would you want to? It undermines its purpose.

Re: Daily Driving GrapheneOS

#65
post #31

For all the "My Banking Apps don't work", I'd raise one question: Do you really need access to banking apps on the go? I get that it can be handy and maybe you legit do, but I'd wager most people don't really do. If you can pay by phone you can pay by card and the card has less potentially to weirdly break. And if your bank demands a phone app to be used, you can always have a cheap stock android lying around at home…

Some people will suffer some inconvenience for something that they think is worth it and some people will do everything to no do anything because it is too much trouble. Sometimes they are the same people but in regards to different areas. For example I would never grow my own carrots. What for? I can buy them. And my wife would never built self hosted media server. Why spend 5k$ on PC when you can just buy Netflix?…

I have troubles discerning how this answer connects to my post.

Are you putting me in the third kind of people?

Re: Daily Driving GrapheneOS

#66
post #52

Earlier quoted context omitted.

Is this a European thing? Why not use a credit card?

In Europe contactless payment is nearly everywhere - nearly every store supports it. Even in Germany (which is historically very pro-cash), since Covid more and more people pay with card and many of whom pay contactless. In the EU we have some rules that even contactless payments with card sometimes, but not always, need to have some kind of additional authentication in the form of entering your PIN. Contactless paym…

I live in Europe, I experienced many people paying with the phone/watches, it was never faster than tapping the bank card. Anyway PIN is required only for purchases over 20EUR.

Re: Daily Driving GrapheneOS

#67
post #31

For all the "My Banking Apps don't work", I'd raise one question: Do you really need access to banking apps on the go? I get that it can be handy and maybe you legit do, but I'd wager most people don't really do. If you can pay by phone you can pay by card and the card has less potentially to weirdly break. And if your bank demands a phone app to be used, you can always have a cheap stock android lying around at home…

Sorry but thats a statement thats just willfully ignorant. Yes people need to have access to their financials when under way. That can range for PushTans, CreditCard Confirmations, to checking their budgets, moving something from one account to another, topping up your Prepaid Card. Or just being able to Pay with a Card on your Phone when you forgot your Wallet. Sure you could say I do not go out and do not need that…

I very purposefully added both the "and maybe you legit do" and the fact that I'm a bad case study.

Re: Daily Driving GrapheneOS

#68
post #31

For all the "My Banking Apps don't work", I'd raise one question: Do you really need access to banking apps on the go? I get that it can be handy and maybe you legit do, but I'd wager most people don't really do. If you can pay by phone you can pay by card and the card has less potentially to weirdly break. And if your bank demands a phone app to be used, you can always have a cheap stock android lying around at home…

I've never used a banking app on my phone, and I have no desire to. It's the least secure device I own (in spite of running Graphene). It's the most likely device to get lost or stolen.

I currently have accounts with 3 different banks in Belgium. They all offer an app which I ignore. Online banking works just fine, heck, better than fine, it's excellent. One bank uses auth derived from my debit card (which I have to insert into a card reader to sign transactions). The other two use hardware tokens. The hardware token for my business account has a built in camera which scans QR codes displayed by the website. When signing a payment, I scan the code and the token asks "Confirm payment of 123eur to XYZ?".

It's plenty convenient for my needs.

Re: Daily Driving GrapheneOS

#69
post #31

For all the "My Banking Apps don't work", I'd raise one question: Do you really need access to banking apps on the go? I get that it can be handy and maybe you legit do, but I'd wager most people don't really do. If you can pay by phone you can pay by card and the card has less potentially to weirdly break. And if your bank demands a phone app to be used, you can always have a cheap stock android lying around at home…

Sorry but thats a statement thats just willfully ignorant. Yes people need to have access to their financials when under way. That can range for PushTans, CreditCard Confirmations, to checking their budgets, moving something from one account to another, topping up your Prepaid Card. Or just being able to Pay with a Card on your Phone when you forgot your Wallet. Sure you could say I do not go out and do not need that…

But you can do all those things via a browser.

Re: Daily Driving GrapheneOS

#70
post #31

For all the "My Banking Apps don't work", I'd raise one question: Do you really need access to banking apps on the go? I get that it can be handy and maybe you legit do, but I'd wager most people don't really do. If you can pay by phone you can pay by card and the card has less potentially to weirdly break. And if your bank demands a phone app to be used, you can always have a cheap stock android lying around at home…

Based on this resource, it seems there's very extensive testing of banking apps on grapheneOS, and the large majority works.

https://privsec.dev/posts/android/banking-applications-compa...

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