61–70 of 269 posts
Earlier quoted context omitted.
Bronze plan is shitty catastrophic insurance at like 5x the actuarial cost to try to fund risk pool and all the mandated benefits thst the o/p alluded to
Can you explain what these mandated benefits you think shouldn't be covered?
I was paying around $1200/month last year (a little under that with subsidy). This year I'm paying $2100/month for a family of five, on a roughly equivalent plan. Except, none of the options in my state allow me to visit the PCP I switched to this year (since none of the plans last year covered my PCP from the year before). So I guess I'm on a primary care physician merry go round :D I am at least able to have my mai…
Excuse me, but how in the world were you able to afford 1200/month, you know that's like cheap rent right?
Earlier quoted context omitted.
It's always cost ~$2k a month, the only difference is the previous administration thought everyone else should be "temporarily" paying for her plan. I feel like we need a perpetual PSA here that moving money from person A to person B obviously doesn't make anything cheaper.
> the previous administration thought everyone should be "temporarily" paying for her plan. Moving money from person A to person B obviously doesn't make anything cheaper No, but it means I can't pay for a first-class ticket while someone else survives. I'll take that deal.
I was paying around $1200/month last year (a little under that with subsidy). This year I'm paying $2100/month for a family of five, on a roughly equivalent plan. Except, none of the options in my state allow me to visit the PCP I switched to this year (since none of the plans last year covered my PCP from the year before). So I guess I'm on a primary care physician merry go round :D I am at least able to have my mai…
Excuse me, but how in the world were you able to afford 1200/month, you know that's like cheap rent right?
I’m in Germany, and for a family of four, the public healthcare system, covering my wife and my two kids costs us around 2,200€ per month. The company pays half.
A switch to a private insurance would lower the costs around half.
Earlier quoted context omitted.
Excuse me, but how in the world were you able to afford 1200/month, you know that's like cheap rent right?
If you're getting health insurance through your employer, that's a pretty standard price (counting both your contribution and your employer's together). I'm probably going to be self employed for 2026 and a cheap-ish (not the cheapest, but probably below the average) plan for my family is going to be a little under $1500 / month. It's pre-tax money, which helps a wee bit, but it is definitely expensive. If I made les…
>Allen is herself a casualty. While she used to pay $487.50 a month, her new healthcare plan, with reduced coverage, has monthly premiums of $1,967.50. Brutal. Meanwhile the White House calls it all "fake news".
Guy from Poland here. What happened to ObamaCare? I thought you got finally a primary healthcare for all?
> Short version: Obamacare never turned into “free primary care for everyone,” it was just a bunch of rules and subsidies bolted onto the same old private-insurance maze. It helped at the margins (more people covered, protections for pre-existing conditions), but premiums/deductibles can still go nuclear if you’re in the wrong income bracket, state, or employer situation. From an EU/Poland perspective it’s not a public health system at all, just a slightly nerfed market where you still get to roll the dice every year.
I read healthcare now amounts to buying a new car every year. (Except, of course, nothing new in your driveway, nothing to resell, etc.)
This is misleading. Health insurance premiums cost about as much as buying a new car every year. Healthcare is generally on top of those premium payments.
In case you are wandering where the money goes. If you need a gall bladder removed or an appendix removed the bill to you might be $10,000-30,000 but the surgeon, for all of their care and time with you, is compensated less than $100.
On the other hand you provided no details as to where the money actually goes. It's not a simple proble, and part of the problem is that our doctors are paid a lot more than in peer nations
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Which are the specific things you think most people don't need coverage for? Prior to the ACA, it was pretty common to hear stories of people not on employer plans who were shocked to discover a coverage gap they have. Most people don't have much expertise in evaluating healthcare coverage and deciding which services they might need.