Been a member since the beginning. Never necessarily needed the money, it was just a way to pass some time. I eventually found it as a way to raise some cash for casino money. More recently, now I'm retired and don't really gamble too much.. I might do a task here and there. Whatever I raise I donate to the local soup kitchen.
For those using it to "get by" idk, I mean I knew someone who qualified for SSDI in theory but was still denied. He used it to offset some cash needs but obviously was not sufficient enough. Think the bigger issue around ethics is more societal. People shouldn't have to rely on it in place of SSDI when they shouldn't have been denied. I suppose the same can apply to food stamps etc. With this administration obviously things are tightening and getting more strict. Potential SSDI reforms will probably exasperate the need for this service. The ideal is this wouldn't be the case and the service just provides the small cash niceties for small time gaming and donations.
ref; https://www.propublica.org/article/social-security-disabilit...