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Valve confirms credit card companies pressured it to delist certain adult games

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Re: Valve confirms credit card companies pressured it to delist certain adult games

#61
post #26

Earlier quoted context omitted.

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"It doesn't personally affect me so I don't care."

It absolutely does affect me for disproportionately fraudulent activity to exist on the same system I use for routine payments. I don’t want to subsidize cc abusers with the cc processing fees I implicitly pay.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#62

Simulated "immoral" activity could be considered a moral gray area. If nothing else, morality is subjective. So I think it's reasonable to argue for private, individual consumption of morally subjective material (not least of which is the logistical difficulty of preventing such things), as well as the right to create and sell such things. (You or I might approve of or oppose those things, but that's a different argu…

Payment processors banning companies from using them for anything other than illegal use or fraud issues seems like pretty egregious overreach to me.

They shouldn't be able to leverage their nigh monopoly on modern payment processing to choose winners and losers in the marketplace.

They are using pornography as a wedge issue to establish that they get to dictate what companies are allowed to exist in the modern distributed market.

It would be entirely reasonable to legally require them to act blindly towards retailers, with restrictions needing to be based on universally applied financial criteria.

Card payments have become inseparable from modern life.

Regulate them as a financial utility. The electric company or water company can't refuse to hook up a business just because the owner doesn't like that business.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#63

I guess Gabe's commitment to freedom of speech on his platform extended as far as nazis, but not as far as porn...

well, something like this can't be fixed overnight. I think Valve have more than earned a benefit of the doubt with this kind of stuff. I don't know if they are thinking on ways around this issue or not, but I would bet highly that they are. Problem is the credit card companies have them (and everyone else) by the balls because any attempt to continue hosting those gmaes but accept alternative payments for them would be retaliated against and MC et al might cut them off entirely, which would be devastating. I'm not sure there is a good solution to this that doesn't involve change of law/regulation i.e. lobbying

Re: Valve confirms credit card companies pressured it to delist certain adult games

#64
post #20

Earlier quoted context omitted.

nah. USDC funds can be frozen by Circle on demand/request.

You wouldn’t be buying or holding any USDC in your account. It would be invisible to you

Would you care to explain the process more? I'd be glad to see a useful application of crypto.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#65
post #20

Earlier quoted context omitted.

nah. USDC funds can be frozen by Circle on demand/request.

You wouldn’t be buying or holding any USDC in your account. It would be invisible to you

The problem with that is that you usually end up using traditional payment rails (e.g. a Visa debit card) to "invisibly" buy the stablecoin and then you're subject to their rules and fees again.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#66
post #17
post #2

Considering their volume, I find it hard to believe that Valve couldn't find another, more lenient payment processor with similar fees.

They could support a stablecoin like USDC and start pushing people to that. No censorship and lower fees. Valve broke ground with Steam, they could do it again.

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Re: Valve confirms credit card companies pressured it to delist certain adult games

#69
post #30

For those thinking is only related to chargebacks and fraud, it is not. VISA and Mastercard have been banning a lot of content that is not porn but has political values that are disapproved by certain billionaires and investors. There is a bunch of links I wanted to post about, such as US billionaires bragging he personally called VISA CEO to ban content on PH or japanese politicians mad at the censorship of japanese…

Of course it's not. Steam already has a very generous refund policy. It's hard to imaging the chargeback rate would be that high even for nsfw games when you can simply refund. Refund takes about 3~4 clicks on steam website; Chargeback takes a phone call with your bank and can get your steam account locked.

And people who laundry money out stolen cards won't do that with nsfw games. They'll do that with CSGO knifes.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#70

The article calls out “certain adult games” which is vague. It is interesting to note that most of the delisted games were themed specifically around incest. https://bsky.app/profile/steamdb.info/post/3lu32vdlsmg27 Wondering if this will be a slippery slope towards pulling more anodyne stuff.

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