61–70 of 325 posts
I predominately use credit for everything because its easier, faster, etc. But the 3% fees since time immemorial is screwed up. We need a better standard for payment that is digital but cash equivalent, aka not paying for the payment convenience.
Earlier quoted context omitted.
You will find out how easily you can wire money to someone in the EU if you decide to hold political opinions that are not in line with the ruling elite. The truckers in Canada for sure found out how "free" the digits of their bank accounts were. Russian oligarchs for sure found it out in 2022.
Blocking terrorist financing is nothing new.
[flagged]
They were peacefully protesting, how were they criminals?
Obviously there is a fine line between legitimate, legal protest and it should be taken very seriously. IMO that particular protest pushed that line too hard.
A cashless society with NFC tap to pay or QR code-based mobile payments is much better. No need to carry around a heavy and bloated wallet full of physical coins, no need to touch dirty bank notes that have germs and even drugs on them [1]. As a child, my parents always made me wash my hands with soap whenever I touch money, since you never know where the note has been. It just seems so unsanitary to handle physical…
Well, you know, win on the germ front, lose on the independence front.
[flagged]
They were peacefully protesting, how were they criminals?
They were protestors until they started living on the streets, at which point they became occupiers (CC §63(1)):
* https://ottawa.ctvnews.ca/protesters-build-wooden-structure-...
* https://www.cbc.ca/news/canada/ottawa/ottawa-truck-convoy-pr...
* https://pressprogress.ca/photos-show-young-child-with-a-gas-...
When ordered to disperse they did not, which now goes into disobeying lawful police orders.
And if I was a resident of Ottawa, I doubt I would have considered 24/7 honking and the generation of noise "peaceful" (CC §31).
* https://ottawacitizen.com/news/local-news/angela-hewitt-play...
If you want your movement to succeed and goals achieve your goals you need to get the public on your side, not piss them off and consider you inconsiderate jackasses.
Also: is shutting an international border crossing (bridge), which affects the commutes and livelihood (via supply chains) of thousands of people every day, "peaceful"?
* https://ccla.org/wp-content/uploads/2021/12/Know-Your-Rights...
I mean, that is the problem right there. We don't generally have that problem in Europe because we don't rely on credit cards.
Here's there no extra fee for using Apple Pay or Google Wallet. Pay with cash, your card, NFC... it's all the same.
Stop using credit cards might be a good step for the USA. I don't know much about Canada to be honest and how it works over there, and if it's CC centric like the USA.
Earlier quoted context omitted.
Break? It's practically enshrined in the law, seeing as any given bank can only have one credit card affiliated with it. So if I'm e.g. a normal National Bank client, I get to have a Visa card or no card at all. I suppose online banks could change things a bit, but without that, introducing a new credit card provider is practically impossible.
> any given bank can only have one credit card affiliated with it. Is that true? Is that an actual law, or some anticompetitive terms&conditions from Visa and Mastercard? If anything feels like the law should ban this kind of anti competitive behavior.
Earlier quoted context omitted.
You will find out how easily you can wire money to someone in the EU if you decide to hold political opinions that are not in line with the ruling elite. The truckers in Canada for sure found out how "free" the digits of their bank accounts were. Russian oligarchs for sure found it out in 2022.
The truckers did had their bank accounts frozen due to their actions, not due to their political opinions.
>Justice Mosley ruled that “the decision to issue the Proclamation does not bear the hallmarks of reasonableness – justification, transparency and intelligibility – and was not justified in relation to the relevant factual and legal constraints that were required to be taken into consideration” [0]
[0] https://www.aclrc.com/blog/2024/2/1/federal-court-rules-that...
The bad feeling I get from cashless is "what if some future political conflict will lower the status of my ethnicity to such a low position, so I'll be denied buying food and nobody will care?" or some similar scenario.
> The bad feeling I get from cashless is "what if some future political conflict will lower the status of my ethnicity to such a low position, so I'll be denied buying food and nobody will care?" or some similar scenario. I don't mean to be obtuse, but how would cash solve this? If someone is bigoted against you and won't take cash from you, or marks up the price or engages in some other less obvious manipulation, an…