This is why I'm setting up a reverse proxy on another host in front of my web site, in case I get some fake takedown request from a competitor that causes my host to delete my account. At least if I use a proxy I can spend a small amount of time setting up a new proxy. I used to have a competitor who would email PayPal every couple of weeks to tell them our web site had CP on it just so PayPal would instantly shut of…
So PayPal's policy is "guilty until proven innocent". Nice, hope they go bankrupt.
You'll be a honeypot for every scammer, fraudster, and con artist ready to take advantage of that policy, your processing fees will be through the roof because of chargebacks, and the only people who will use your platform will be the aforementioned scammers, fraudsters, and conmen.
I'm sorry for the GP poster's situation, but there's really no way to make everyone happy, here.