Earlier quoted context omitted.
Not verifying the legitimacy of the merchant making the transaction. Banking and payments are very tightly regulated and there are AML-KYC laws (anti-money-laundering/know-your-customer) that need to be complied with.
It's a sad state of affairs when things not verified to be legal are presumed illegal.
2 are available. Helmet A mentions its certifications. Helmet B doesn't, but claims to be as safe.
Would you consider helmet B?