Online card payments still suck

Post by Brajeshwar » Tue, Oct 25, 2022, 12:32 PM UTC

searchableguy wrote: post #53

Brajeshwar wrote: post #25

We Indians take it for granted, but UPI[1] is a brilliant system. We make payments for something as small as ₹1 if needed. Transaction of ₹10[2] for a cup of tea is a very regular and ordinary happening. 1. https://en.wikipedia.org/wiki/Unified_Payments_Interface 2. ₹10 is roughly $0.12 (as of today).

It is great but require private defaults. Cred recently added support for adding alias instead of real name. Many UPI apps also associate your phone number automatically to your UPI ID so you are handing out your phone number whenever you pay.

Post by rwmj » Tue, Oct 25, 2022, 12:36 PM UTC

hocuspocus wrote: post #41

Am4TIfIsER0ppos wrote: post #38

The government can always make it worse. The EU removed my prepaid card simply because I refused to get a phone for it which was expected to receive some sort of permission for each transaction.

SCA is a big improvement for most people. Some card issuers don't require it done via a phone if that's important for you.

Post by themoonisachees » Tue, Oct 25, 2022, 12:40 PM UTC

Ayesh wrote: post #42

mcv wrote: post #11

I'm still disappointed every time I try to order something at a webshop and they don't support iDeal[0]. That's how online payment should work. Of course it's only a Dutch system, so it's not going to be supported by all international webshops (although Steam does), but if anyone has the scope to introduce a more secure form of online payment, surely it's Visa and MasterCard? Why don't they introduce an iDeal-like pa…

Yeah, we had an overwhelming majority of Dutch users using iDEAL to a point that we didn't see any decrease in sales when we had our credit card payment gateway down. I believe you need to sign up with a Dutch acquirer/CPSP to get iDEAL payments sorted out, so there is an entry barrier for many international shops to accept iDEAL payments. This is pretty much the same for other payment providers such as CB, UPI, Lank…

Post by wink » Tue, Oct 25, 2022, 12:53 PM UTC

nottorp wrote: post #40

mcv wrote: post #11

I'm still disappointed every time I try to order something at a webshop and they don't support iDeal[0]. That's how online payment should work. Of course it's only a Dutch system, so it's not going to be supported by all international webshops (although Steam does), but if anyone has the scope to introduce a more secure form of online payment, surely it's Visa and MasterCard? Why don't they introduce an iDeal-like pa…

You may want to mention that no small store accepts visa/mc in NL :) Apparently because the commission is sky high. In other parts of the EU that's been regulated and I can buy as low as two apples with a credit card. If you're a tourist in NL, bring cash.

Post by nottorp » Tue, Oct 25, 2022, 1:15 PM UTC

wink wrote: post #67

nottorp wrote: post #40

Earlier quoted context omitted.

You may want to mention that no small store accepts visa/mc in NL :) Apparently because the commission is sky high. In other parts of the EU that's been regulated and I can buy as low as two apples with a credit card. If you're a tourist in NL, bring cash.

Did this change recently? I had no problem paying with my German Maestro/EC for everything a couple of years ago. (Just like in most European countries, really)