About a decade ago, a broken iPhone caused me to experience how bad Google's MFA reset process was — there were multiple _years_ where the “hard landing” form triggered a flow which sent an email to an internal mailbox which didn't exist! — and while I was able to use printed backup codes after I returned home the experience left me concerned enough that I went to one of their identity group's public meetings here in…
They'll need to be resistant to threats and bribes, so it will be difficult to have these on-site at the library.
I think we've overlooked an option. Note that the article's objection to FIDO keys was financial, not UX. This sort of confirms the hunch I got when first playing with them: "hey, the key metaphor is so strong and intuitive that these might be even better than passwords for people with low tech literacy." I held off on saying anything until their compatibility actually lived up to the hype, which IIRC only happened in 2020 (all major browsers, all major platforms, by default), but it did happen.
As for the financial barrier, yeah, it's wild that these are still $30/ea on Amazon. Can they be bought cheap in bulk? Or does the market need some aggressive new entrants? In any case, they are "near practical" and the shove needed to make them "very practical" is probably 100x smaller than, say, creating a Central Bureau of A12N.