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Interview with the Guy Who Tried to Frame Me for Heroin Possession

krebsonsecurity.com

61–70 of 95 posts

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#61
post #2

I wonder how much of his personal information was gleaned from "respectable" American companies like Lexis-Nexis, Equifax, and Transperian? I'm sure they gave everything and medical history for the price of a few coins. I have no respect for companies that don't respect my privacy. And I make it a habit of giving them as much useless, inaccurate information as possible.

Dig up the personal information of their owners, board members, and major shareholders, and publish or sell it - an eye for an eye.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#62

Earlier quoted context omitted.

sounds more like they had to put anti-piracy tech in their cheating tech

Imagine you're selling a tool that lets players win every game. Then imagine someone else starts selling another tool. Anyone who buys that other tool is now able to beat the players you promised a win to, AND they're not giving you any money for it. This damages your reputation, which in an underground market is probably your most valuable resource. So not only are they not paying you, but they're robbing you of fut…

No different from Google blocking "spam" while simultaneously targeting and delivering ads...

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#64
post #16

Earlier quoted context omitted.

Our son (10 yo) had a delinquent medical bill for reasons we don't understand. The creditor can't tell us who sent the bill because we aren't the named party and I'll be damned if I put him on the phone with them, because he is a minor. So, we're at an impasse and no one can tell us anything. Someone managed to get his name and address and did not realize he was a minor. Brilliant system you have!

yardie says> So, we're at an impasse and no one can tell us anything.* This is not true. And the system works fine. But you'll have to do some work (write a few letters and maybe a bit more). Here's how: 0. Open a chronological paper file. Copies of all correspondence with dates clearly marked/stamped will go into this file. Put the file into a file cabinet: put a copy of every letter, note or form, including the cre…

If the goal is to get it off the credit report then #2 needs to be addressed to the CRA, not the furnisher/creditor. Please see the safe harbor (for the CRA) language in the FCRA.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#65

So this guy picked OP completely at random? I wonder why he was initially targeted

The most important and missing information at the start of the article is _why_ the OP had their information posted on the forum, why they were getting sent this package.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#66
post #39

Earlier quoted context omitted.

opting out of the entire credit system isn't really cutting off your nose. it is quite nice.

I don't believe that to be true but, in this case, it's a parent opting their ten year old out of it. The point is that this can be resolved to their benefit. Instead, they would rather scream about it being unfair. No one cares; the only people who get hurt will be them.

How did an 11 year old kid get "opted in" to the system in the first place?

And resolving an unfair situation by working within the absurd system without screaming about it just means that people will continue to be hurt by it.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#67
post #58

Earlier quoted context omitted.

I would like to know this as well.

Easy, you just lie when people ask. Apply for store loyalty cards and similar with fake information to get that associated with your data broker profiles. You could also open phone lines with fake information, ISP accounts and so on. A good investigator with expensive access will still be able to track you down, but automatically exploiting your data will be much more difficult if it's a mess.

We're not talking about just any data brokers though, the parent comment mentioned credit bureaus specifically.

I'm not a lawyer, but if you're applying for a line of credit with false information, I'm pretty sure that's a crime.

If you're not applying for a line of credit, I don't think credit bureaus such as Equifax or "Transperian" (which I assume is a portmanteau of TransUnion and Experian) will base anything on that data, since it's so obviously easy to manipulate.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#68
post #58

Earlier quoted context omitted.

I would like to know this as well.

Easy, you just lie when people ask. Apply for store loyalty cards and similar with fake information to get that associated with your data broker profiles. You could also open phone lines with fake information, ISP accounts and so on. A good investigator with expensive access will still be able to track you down, but automatically exploiting your data will be much more difficult if it's a mess.

I'm pretty sure this would qualify as fraud in most jurisdictions.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#69
post #58

Earlier quoted context omitted.

Easy, you just lie when people ask. Apply for store loyalty cards and similar with fake information to get that associated with your data broker profiles. You could also open phone lines with fake information, ISP accounts and so on. A good investigator with expensive access will still be able to track you down, but automatically exploiting your data will be much more difficult if it's a mess.

We're not talking about just any data brokers though, the parent comment mentioned credit bureaus specifically. I'm not a lawyer, but if you're applying for a line of credit with false information, I'm pretty sure that's a crime. If you're not applying for a line of credit, I don't think credit bureaus such as Equifax or "Transperian" (which I assume is a portmanteau of TransUnion and Experian) will base anything on…

>I'm not a lawyer, but if you're applying for a line of credit with false information, I'm pretty sure that's a crime.

I'm definitely not a lawyer, but unless your intent is to defraud I wouldn't be so sure about that. I also don't see how you'd ever end up getting prosecuted for this unless you really piss someone off, in which case I guess you could get prosecuted for just about anything.

In any case, whether or not this is legal seems utterly irrelevant.

>If you're not applying for a line of credit, I don't think credit bureaus such as Equifax or "Transperian" (which I assume is a portmanteau of TransUnion and Experian) will base anything on that data, since it's so obviously easy to manipulate.

You would be wrong. That'd be an awful way to maintain up-to-date address data on people.

Besides, the first company named was "Lexis-Nexis".

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#70
post #39

Earlier quoted context omitted.

I don't believe that to be true but, in this case, it's a parent opting their ten year old out of it. The point is that this can be resolved to their benefit. Instead, they would rather scream about it being unfair. No one cares; the only people who get hurt will be them.

How did an 11 year old kid get "opted in " to the system in the first place? And resolving an unfair situation by working within the absurd system without screaming about it just means that people will continue to be hurt by it.

Mistakes happen, but I obviously have no idea. You have to chose your battles. If you want to fight the credit bureaus then go for it, more power to you. Most of us, myself included, don't have the time, energy, or desire. I'd rather just take care of it and spend my time on more important matters.
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