Earlier quoted context omitted.
Why do something that is so complicated and time consuming to implement when charging $3.50 is good enough? Its easier for him, as he can use already made tools, and its easier for me because I don't have to add all this extra overhead (and money) to a project. It's just $3.50 and a header.
"Why would anyone put film in their camera, take a picture, have it developed, scan it, email it, all so that I can print it on a dot matrix? That's so complicated; I could just put it in a manilla envelope and send it through the postal service. Why do I need a new way to send information?" If you want to continue using legacy technology, that's fine. If you're not comfortable with your bits being in a computer, tha…
That's the issue with your idea though. For the current status quo all I need is a valid credit card and the ability to type "curl -H "hibp-api-key: " https://haveibeenpwned.com/api/v3/breachedaccount/test@examp...
I can have that done in less then 60 seconds, it fits his threat model, and can be done in any language with a tcp lib.
Your idea isn't bad, it just does not fit the problem.