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Wells Fargo double charged everyone on their bill pays today

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Re: Wells Fargo double charged everyone on their bill pays today

#61

Post by neosavvy »

astura wrote: post #58
neosavvy wrote: post #54

Earlier quoted context omitted.

Specifically was considering Well's because they are less than a 5 minute walk from my house in NC - which is kind of rare in NC - most places are drivable. However their account opening practices from years ago, and this is a good reminder they are unscrupulous. I am being somewhat selective as I have a private client account with Chase which has been really nice, and Well's is one of the banks that offers such conc…

Believe it or not if you have a lot of money, Bank of America/Merrill Lynch is a very good option https://www.bankofamerica.com/preferred-rewards/ Fidelity let's you set up all your accounts with them (including checking) as transfer on death accounts, which would avoid probate. Mine are all TOD. I have primary a secondary beneficiaries. If you have a high cash balance you should really put it in a high interest earn…

It's funny - I have avoided BoA because they treated me like dirt in person when I had nothing.

It made me feel like they treat everyone that way, but I guess now that I have a few pennies to rub together I should give it a shot.

Re: Wells Fargo double charged everyone on their bill pays today

#62

Post by jklein11 »

semi-extrinsic wrote: post #34
rconti wrote: post #23

Earlier quoted context omitted.

For anyone worried about leaving a "big" bank, often credit unions will offer mobile deposit and free (reimbursed) ATM withdrawls. I'm actually happier using a bank with no local branches because there's no more thinking about driving to the "right" ATM. (mine reimburses up to $15/mo which is more than enough for me; these days even the sketchy taqueria ATMs only charge $1.25 or so where it used to be $3+)

WTF do you use ATM withdrawals for at a frequency where you care about $3 charges?

If you are taking out $100 at a time that is 3%

Re: Wells Fargo double charged everyone on their bill pays today

#63

Post by rconti »

Consultant32452 wrote: post #28
rconti wrote: post #23

Earlier quoted context omitted.

For anyone worried about leaving a "big" bank, often credit unions will offer mobile deposit and free (reimbursed) ATM withdrawls. I'm actually happier using a bank with no local branches because there's no more thinking about driving to the "right" ATM. (mine reimburses up to $15/mo which is more than enough for me; these days even the sketchy taqueria ATMs only charge $1.25 or so where it used to be $3+)

In my local area the credit unions have fees equal to or worse than the big banks. If you're in the same boat I highly recommend an internet-only bank. I've personally chosen Fidelity and it's been wonderful, but I'm sure others like Schwab, etc. are just as good. There's no minimum balance and reimbursed ATM fees just like some credit unions. There are upsides and down-sides to this approach vs a local credit union.…

Yeah, I use USAA and hence have no local branches. For 4 or 5 years I kept a local credit union account, but to withdraw cash there I'd likely have to xfer it, wait 3-5 days, THEN withdraw it it wasn't a great solution either. Eventually I closed it because it was not useful to me.

When I had a BofA account, I once asked a teller if I'd need to notify them in advance if I wanted to take out a large amount of cash; when she asked how large she was thankfully able to stifle a laugh and instead say "that should be fine" when I told her "About $5k"

Re: Wells Fargo double charged everyone on their bill pays today

#64

Post by rconti »

semi-extrinsic wrote: post #34
rconti wrote: post #23

Earlier quoted context omitted.

For anyone worried about leaving a "big" bank, often credit unions will offer mobile deposit and free (reimbursed) ATM withdrawls. I'm actually happier using a bank with no local branches because there's no more thinking about driving to the "right" ATM. (mine reimburses up to $15/mo which is more than enough for me; these days even the sketchy taqueria ATMs only charge $1.25 or so where it used to be $3+)

WTF do you use ATM withdrawals for at a frequency where you care about $3 charges?

I care about a $3 charge at any frequency.

I spend my money on a lot of stupid shit, don't get me wrong.

Bank fees are not one of them.

Re: Wells Fargo double charged everyone on their bill pays today

#65

Post by Something1234 »

ams6110 wrote: post #20
neosavvy wrote: post #9

Earlier quoted context omitted.

I was just thinking of switching all my accounts from Chase to Wells Fargo because Chase isn't located in my new town. This is a good reminder as to why I should choose a different bank. Thanks for posting.

Use a local credit union. None of the big national banks have demonstrated that they can be trusted.

I feel that Schwab can be trusted.

Re: Wells Fargo double charged everyone on their bill pays today

#66

Post by jimmie90 »

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