Earlier quoted context omitted.
I agree with you on all other warranties. I've seen Applecare, especially for students, turn out very well though.
Warranties seem to have a lot of parallels with gambling. People love to tell the stories about how they bought a $2000 television and the warranty saved them when it broke 1 year later. However, they rarely mention all the warranties they purchased and never used. That said, warranties are not always bad. In the specific case of students, I suspect the answer to "If having to repurchase/cover the item would seriousl…
I generally avoid warranties completely. I seriously hate being asked for certain things, especially purchasing DS games (I've had cartridges survive washer/dryer cycles and being run over by a truck).